Oregon Debt Consolidation
We’ve proudly helped consumers in Oregon deal with their debt related issues for nearly 20 years. In that time we’ve provided thousands of free credit counseling sessions that have helped residents learn to live debt free. We begin by creating a working household budget and in many cases we assist consumers in repaying their debt through a debt consolidation program, also known as a debt management plan or DMP.
Oregon households average $4,773 in credit card debt according to recent data compiled by credit reporting agency, TransUnion. This doesn’t include student loan, payday loan or other unsecured debts like collection accounts and medical bills. When you factor those types of debts into the mix it highlights the great need for consumer credit counseling and debt consolidation services for Oregonians.
How Does It Work?
You make one consolidated monthly payment to Debt Reduction Services which we process and send to your creditors. Reduced interest rates and other benefits will stay in effect so long as you make your monthly payment on time to DRS. The Result? – Your debts are repaid in a fraction of the time it would have taken you by continuing under your current circumstances.
Read our Debt Consolidation Guide to learn more about your options.
Oregon Non-Profit Credit Counseling
Debt Reduction Services also specializes in helping consumers find solutions for their credit card debt, student loan debt and various other unsecured types of debt. Our mission is to help you find a positive resolution to your financial needs.
Not only do we offer free comprehensive credit counseling sessions with our professional and certified Credit Counselors in many instances we can help repay your debt by consolidating your monthly payments into one affordable payment at often times reduced interest rates and payment amounts and therefore helping you pay your debt off much quicker than just making your minimum monthly payments.