Medical & Collections Change in Credit Score

Changes To Credit Scoring Regarding Medical & Collections Debt The following information is based upon just two reports on the subject, and, consequently, should be considered a preliminary evaluation of...

Number of American Adults with Bankruptcy on Their Credit Report

How Many Adults Have Bankruptcy on Their Credit Report? How many of your acquaintances (family, friends, neighbors, fellow parishioners, club members, etc) have a bankruptcy filing on their credit report? One? Two? Think again! I'll get to the answer in a moment, but first... how I got there: <a title="NY Times Report on how...

New Speaker Video

Book Me As Your Next Speaker!  Here's a link to a new promotional video I put together for my conference speaking opportunities: http://bit.ly/emepvid By the way, if you ever need pretty high-quality music for your own presentations, PowerPoints or events,...

6 Things That Drive Non-Bankruptcy Filers Bonkers

Things to Consider After Filing Bankruptcy Having worked since 2006 with individuals and couples going through personal bankruptcy, I know that the vast majority of them are doing their best to fix their finances and, given the choice, would much prefer to pay off their debts on their own. Our statistics indicate that over 40%...

What Does a Million Dollars Look Like Every Month?

How to Become a Millionaire While being a millionaire may not be as exclusive as it once was, it's still nothing to sneeze at (or even hiccup at). Also, while I sometimes discuss in my classes the habits and behaviors...

Live Radio Interview this Thursday, July 10

Tune In for My Upcoming Interview About My New Book I'm excited to announce my upcoming live radio interview on the Michael Dresser Show this Thursday, July 10 at 4:55 ET (3:55 pm CT/2:55 pm MT/1:55 PT). Please join us...

3 Financial Mistakes We Should ALL Make

We Can Learn From Our Financial Mistakes In case you're wondering, there is no typo in the title. You read it right. This post is actually encouraging you (your friends, your offspring, your neighbors... everybody) to make some financial...

Savings Not Adding Up?

When Is Saving NOT Saving? Over the years, I've taught many workshops and classes that involve topics directly or indirectly related to saving money. During such times together with students of all ages (and I mean ALL ages), I've often sensed a low-level, often hidden, sense of confusion about what "saving" really means. We all...

Dealing with Student Loan Payments

Student Loan Debt Relief How to Effectively Deal With Your Student Loans Many of you have probably heard that a college degree (Bachelor's) on average increases an individual's lifetime earning significantly. Versus a high school diploma only, we're talking the difference between $1.1 million...

FTC Announces Charges against Yet Another Debt Settlement Company

Charges Against Another Debt Settlement Company The Federal Trade Commission yesterday announced that it has charged an Irvine, California-based debt settlement company with making deceptive claims and that they often left their clients in much worse financial shape than before. This is not the first (and won't be the last... A few others have included...