Dealing with Student Loan Payments

Student Loan Debt Relief How to Effectively Deal With Your Student Loans Many of you have probably heard that a college degree (Bachelor's) on average increases an individual's lifetime earning significantly. Versus a high school diploma only, we're talking the difference between $1.1 million...

FTC Announces Charges against Yet Another Debt Settlement Company

Charges Against Another Debt Settlement Company The Federal Trade Commission yesterday announced that it has charged an Irvine, California-based debt settlement company with making deceptive claims and that they often left their clients in much worse financial shape than before. This is not the first (and won't be the last... A few others have included...

Is a College Degree STILL Worth the Expense?

Is A Degree Worth the Expense? A New York Times article this week renewed the debate of whether a college degree is worth the expense. Some blogs and financial sites call this a "new" debate or a...

What a 1st Grader Knows that Adults Forget

What Do We Need To Survive? I've been doing some volunteer work as a course facilitator over the past few months with Junior Achievement of Idaho, a great organization promoting personal finance education and entrepreneurship among elementary through high school students. I've enjoyed a great variety of age...

“Everyday Money Academy” Course Catalog Now Available

Finance Course Catalog I'm excited to announce the availability online of the Everyday Money Academy "Course Catalog." Course Catalog Now with dozens of course and conference presentation topics to choose...

6 Spending Personalities- What Color is your Spending?

Spending by Color A few years ago, my financial educators and I sat down to figure out how to make our consumer spending presentation more engaging and memorable. At the time, we had some great information on how to do more while spending less, how to take greater control of impulse spending, and even how...

Credit Card Usage by Month

When Do People Use Credit Cards? I read an interesting article on Bankrate.com this morning that had some fascinating, albeit not unexpected, credit card usage data. Essentially, our credit card usage as a country clearly delineates major consumer holidays and events, including the strong uptick in...