3 Questions ANYONE Thinking about a Payday Loan Should Consider First

As summer heats up, quite often so does our spending. From big vacations to day trips to the water park, from new grills to furnace repairs, or from shopping for back-to-school clothing to having to replace the cell phone we just dropped into the neighbor's pool, summer can be filled with expenses that are unexpected...

Cost of Groceries per Person per Month

March 15, 2017 I have received many, much-appreciated emails from readers and educators alike wondering about my suggestion from as far back as our 2011 budgeting presentation and a 2010 blog that households should try to spend between $75 and...

Debit or credit?

Debit or credit? It's a question we all hear so frequently that we have a tendency to tune it out sometimes: "Debit or credit?" Let's clarify a few misconceptions I have heard over the years before we address this question. First, running a debit...

7 Steps to Building (or Rebuilding) Your Credit Rating

How to Rebuild Your Credit Rating It's a question I hear regularly from people of all walks of life: How do I build (or rebuild) my credit? The following are some simple steps that can contribute to better credit ratings, whether you're starting with no...

Personal Financial Reading List for 2016-2017

Best Finance Books for All Ages The kids may be back in school, but Mom and Dad are still worried about their future. While the school teachers help them prepare for earning money in the future, who is helping them learn how...

Award Winners: Bennies and Burnies

The Bennie Awards A Bennie, in honor of that great American patriot and purveyor of sound financial wisdom and life skills, Benjamin Franklin, will recognize movies, shows, plays, books, video games and songs (works of fiction) that promote sound financial capacity building habits, attitudes and behaviors....

And the Bennie Winner Is…

Bennie Award: Fun with Dick and Jane  I just read a great personal finance review of this movie - originally filmed in 1977 with George Segal and Jane Fonda then again...

Ever maxed out your card? How quickly?

Have you maxed out a credit card? I have shared in my book, Everyday Money for Everyday People, and often in my workshops, that I learned about credit cards the hard way. I maxed out my first credit...

Everyday Money for Everyday People Webinars Now Available

Everyday Money Webinars Now Available! We are thrilled to announce that as of Monday, June 27, all eight webinars in our Everyday Money for Everyday People series of free online workshops are available at www.debtreductionservices.org/resources/education/webinars. Ranging from 27 to...

And the First Bennie Winner Is…

The First Bennie Award: Zootopia Over the weekend, I watched the newest addition to our family's Blu-Ray library: Zootopia. How could you go wrong with a movie about having a dream and...