3 Questions ANYONE Thinking about a Payday Loan Should Consider First

As summer heats up, quite often so does our spending. From big vacations to day trips to the water park, from new grills to furnace repairs, or from shopping for back-to-school clothing to having to replace the cell phone we just dropped into the neighbor's pool, summer can be filled with expenses that are unexpected...

Debt Repayment Options

Which Debt Repayment Option is Best for You? If there were an option to get out of debt quickly, painlessly and in a way that was likely to succeed, there really wouldn't be so much confusion about how to...

Cost of Groceries per Person per Month

March 15, 2017 I have received many, much-appreciated emails from readers and educators alike wondering about my suggestion from as far back as our 2011 budgeting presentation and a 2010 blog that households should try to spend between $75 and...

Debit or credit?

Debit or credit? It's a question we all hear so frequently that we have a tendency to tune it out sometimes: "Debit or credit?" Let's clarify a few misconceptions I have heard over the years before we address this question. First, running a debit...

It’s SIMPLE-S stands for Spend

S Stands for Spend SIMPLE Personal Finances Series A couple of months ago, I published my introduction to SIMPLE finances: Spend, Invest, Manage, Plan, Limit and Eliminate Today, I want to expound on the first part: Spend Now, before anyone gets it into their mind that I am encouraging them to go...

7 Steps to Building (or Rebuilding) Your Credit Rating

How to Rebuild Your Credit Rating It's a question I hear regularly from people of all walks of life: How do I build (or rebuild) my credit? The following are some simple steps that can contribute to better credit ratings, whether you're starting with no...

Personal Finance Should Be SIMPLE

SIMPLE Personal Finances Originally published August 26, 2016 "Savings is important, but what about insurance?" "Investing for the future it a great idea, but how do I escape my paycheck-to-paycheck lifestyle now?" "I know my credit rating is important, but what about getting out of debt?" These are common questions I have heard over the...

Personal Financial Reading List for 2016-2017

Best Finance Books for All Ages The kids may be back in school, but Mom and Dad are still worried about their future. While the school teachers help them prepare for earning money in the future, who is helping them learn how...

Award Winners: Bennies and Burnies

The Bennie Awards A Bennie, in honor of that great American patriot and purveyor of sound financial wisdom and life skills, Benjamin Franklin, will recognize movies, shows, plays, books, video games and songs (works of fiction) that promote sound financial capacity building habits, attitudes and behaviors....

And the Bennie Winner Is…

Bennie Award: Fun with Dick and Jane I just read a great personal finance review of this movie - originally filmed in 1977 with George Segal and Jane Fonda then again in 2005 with...