Virginia Debt Consolidation

Our nonprofit organization has assisted Virginia residents that need debt consolidation become free from the burden of high credit card and other unsecured debt for over twenty years now! We begin the process with a free consultation that can be done on the phone or online with a certified credit counselor.


Will Debt Consolidation Help?

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees
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Virginia Debt Consolidation Availability

Find debt consolidation and other debt relief services in your area by clicking on it below:

Will Debt Consolidation Help Me?

In Virginia we give individuals the information and tools needed to improve their financial picture with our debt consolidation services. Our program is designed to assist with both short and long term relief by reducing high interest rates as well as consolidating all unsecured debt payments into one manageable monthly payment. In many instances this has shown to decrease the time needed to repay the debt in full by many years!

Debt Reduction Services provides an in depth review of your household budget and will make recommendations that are specific to your needs. Our goal is to create an action plan that you can enact to find both short and long term relief.

We provide free phone or internet counseling sessions to Virginia residents. Contact us today to learn about the options available to you that may provide quick and long term debt relief such as our debt consolidation program or our student loan counseling services.

Credit Card Debt in Virginia                                                      

According to recent statistics residents of Virginia are no strangers to credit card debt. On average they carry $5,9511 in credit card debt. When you combine that with student loan, payday loans, medical debt or collection debt it’s easy to see the need for our free debt consolidation assessment. Unfortunately recent statistics show that credit card debt totals have increased by nearly a percent and a half and that the number of delinquencies has increased by 5.0%2 over the last year in Virginia.

Credit Score Averages in Virginia

Virginia ranks near the middle of the pack, coming in at 22nd in the United States in credit scores with an average of 6943. Our debt consolidation assessment and credit counseling session is provided at no cost. As a nonprofit that has helped individuals regain control of their finances for over twenty years we believe our knowledge can help you begin a life free from the burden of debt.

Be sure to contact us at 1-866-688-3328 for more information and to receive your free credit counseling session today.

We are a licensed debt management service provider and service all of Virginia.


  1. Average Credit Card Debt by State–Transunion
  2. Average Credit Card Delinquency by State– Transunion
  3. Average Credit Card Score by StateGoverning