South Dakota Debt Consolidation

Our nonprofit organization has helped South Dakota residents that need debt consolidation become free from the burden of high credit card and other unsecured debt for over twenty years now! We provide a free consultation that can be done on the phone or online with a certified credit counselor.

South Dakota

Will Debt Consolidation Help?

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees
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South Dakota Debt Consolidation Availability

Find debt consolidation and other debt relief services in your area by clicking on it below:

Will Debt Consolidation Help Me?

In South Dakota we offer individuals the tools needed to improve their financial picture with our debt consolidation services. Our services are designed to help with both short and long term relief by reducing high interest rates as well as consolidating all unsecured debt payments into one manageable monthly payment. In many instances this has shown to decrease the time needed to repay the debt in full by many years!

Debt Reduction Services will provide an in depth review of your household budget and make recommendations that are specific to your needs. Our goal is to provide you with an action plan that you can enact to find both short and long term relief.

We offer free phone or internet counseling sessions to South Dakota residents. Contact us today to learn about the options available to you that may provide quick and long term debt relief such as our debt consolidation program or our student loan counseling services.

Credit Card Debt in South Dakota                                                      

South Dakota residents on average carry $4,5851 in credit card debt. When you combine that with student loan, payday loans, medical debt or collection debt it’s easy to see the need for our free debt consolidation assessment. Unfortunately recent statistics show that credit card debt totals have increased nearly two percent and that the number of delinquencies has increased by a staggering 15.3%2 over the last year in South Dakota.

Credit Score Averages in South Dakota

South Dakota residents rank in the top five at 3rd in the United States in credit scores with an average of 7143. Our debt consolidation assessment and credit counseling session is provided at no cost. As a nonprofit that has helped individuals regain control of their finances for over twenty years we believe our knowledge can help you begin a life free from the burden of debt.

Be sure to contact us at 1-866-688-3328 for more information and to receive your free credit counseling session today.

We are a licensed debt management service provider and service all of South Dakota.


  1. Average Credit Card Debt by State–Transunion
  2. Average Credit Card Delinquency by State– Transunion
  3. Average Credit Card Score by StateGoverning