Sacramento Debt Consolidation

Our nonprofit credit counseling service has helped Sacramento residents in need of debt consolidation and debt relief live free from the burden of heavy credit card, medical, and collections debt for over twenty years now! We offer residents of Sacramento a debt consultation at no cost that can be done on the phone or online with a certified credit counselor.

Will Debt Consolidation Help?

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees
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 Debt Consolidation is one way Sacramento residents can strengthen their finances.

Sacramento Residents Pressed with Bills Can Find Relief Through Debt Consolidation

The city of Sacramento fits many descriptions, but would be satisfied to be sum up in one word: community. Residents enjoy the masterpieces of a network of fine art and performing artists, turn out in numbers for the high school football games, and protect their enviously “green” city. Trees are abundant, flower gardens are cherished, and farmer’s markets provide entertainment and high quality sources of food. As added bonuses, Sacramentans tout the beauty and recreation of nearby rivers and a professional basketball team.

It’s no wonder that Sacramento has a healthy population and continues to attract families and young professionals as well with all it has to offer. In addition to the amenities mentioned above, living in Sacramento may make financial sense because of its economic performance. The risk of becoming or remaining unemployed is no greater in Sacramento than on average in the U.S. What’s more, employment has continued to increase since the beginning of 2016 with business growth measuring double the national rate. Many job sectors have seen this success. As a result, residents of Sacramento bring home higher pay on average than in other cities across the country.

This is long needed for the Sacramento area which was hit hard during the Great Recession. Residents are only a few years into recovery from financial ruins. During that time, residents lost value in homes they could never recover. Others took on debt to get by that they are still dealing with years later.

To make matters worse, in recent years, housing costs have climbed. Homes may be affordable to those that are moving into the area, but for the lower income population they are slowly being priced out of ownership.

Sacramento has attempted to pull these struggling households up with access to resources and financial education, but 20% remain in poverty. Often times, these challenges lead to dependence on expensive forms of credit or loans to cover expenses. Statistics show that it is no different in Sacramento where the average credit card debt is $7,400.

Burdensome debt does not need to become a part of your lifestyle. If you have a difficult time keeping up with your financial obligations, Debt Reduction Services can help. Our certified credit counselors are experts at working within all types of budgets to consolidate your debt and put you back in control. Once we’ve provided you with a plan, your only worry will be where to get your ice cream fix: Gunther’s or Leatherby’s.

Sacramento Financial Resources:

United Way of California Capital Region

CHOC Community Housing Opportunities

Keep Your Home California

California Financial Resource Guide