Philadelphia Debt Consolidation
Our nonprofit credit counseling service has helped Philadelphia residents get ready for debt consolidation and debt relief conquer credit card and other unsecured debt for over twenty years now! We invite residents of Philadelphia to have a free, no obligation debt consultation that can be done on the phone or online with a certified credit counselor.
Will Debt Consolidation Help?
- Get a free financial assessment
- Learn about your options
- Find a plan that fits your budget
- Reduce interest rates and stop late & over limit fees
Debt Consolidation Can Ease Life in Philadelphia, Pa
The city of Philadelphia, PA boasts a community loaded with art and history. It takes nothing more than a stroll around town to realize the abundance of national antiquity and artistic variety. Philadelphia is also individual in its food and sports culture, as well as its ever optimistic, “high hopes,” attitude toward any circumstance.
Many citizens of Philadelphia enjoy a comfortable lifestyle earning slightly higher wages than the average in the U.S. The city has also seen a rise in the employment rate over the past year, as well as an increase in personal income and per capita income. Philadelphia took another step forward when the Mayor in 2013, established an office to support community empowerment and opportunity. This agency strives to progress critical areas of household financial success including jobs and training, access to benefits, learning preparedness, and housing and economic security. It develops educational programs as well as identifies to community members many unearthed financial benefits available through the government.
Despite these efforts, Philadelphia still suffers from an unemployment rate that is overall higher than the national average. The poverty rate has remained consistent, falling between 26-28% of the population. Making matters worse, Philadelphians and its leadership alike acknowledge a lack of affordable housing within the area. Many Philadelphians, following the purchase of a home, in fact, find themselves in eventual foreclosure. Student loan debt, the last hindrance plaguing local financial health, is among the highest nationally, as well.
We have a remedy. Through a free, no-obligation consultation, our certified credit counselors can examine household budgets and determine what revisions can be made to ensure healthier finances moving forward. With our assistance, you can find ways to afford mortgage payments, manage student loans, and using debt consolidation pay down unsecured debts related to credit cards, medical bills, and collections. We pride ourselves on specializing in educating individuals toward financial independence and debt relief. If debt of any sort is causing you worry, contact us today to discuss your debt repayment options. Once we’ve joined your team, your only worry will be getting caught in a Santa suit at Franklin Field.