New York Debt Consolidation
Our nonprofit credit counseling service has helped New York residents in need of debt consolidation and debt relief live free from the burden of heavy credit card and other unsecured debt for over twenty years now! We offer residents of New York a free, no obligation debt consultation that can be done on the phone or online with a certified credit counselor.
Will Debt Consolidation Help?
- Get a free financial assessment
- Learn about your options
- Find a plan that fits your budget
- Reduce interest rates and stop late & over limit fees
Debt Consolidation Can Help Many in New York City
New York City, New York is internationally known as a center of art, fashion, entertainment, business, and even finance. It is indeed a city, fueled by the individuality of its boroughs, that lives to push boundaries and set new exciting standards for the world watching. New Yorkers are compensated for this fast-paced hard work with the highest wages in the U.S. according to the Bureau of Labor Statistics.
With stock exchanges abounding, resident big banks, and the norm of financial planning, the language of money has saturated the city culture, even for those who live on less. With this whirlwind lifestyle in mind, multiple organizations have emerged to continue to increase the financial literacy of New York’s high school students and beyond.
However, these advantages do not leave the majority of New Yorkers insusceptible to financial trouble or without the need of debt consolidation. Included in the Bureau’s report, it confirms that while wages are paramount, they are among the slowest growing and are reserved for a small portion of the population. The remaining portion of residents is underemployed, earning an insufficient wage, or part of the 4.1% who find themselves without employment of any kind. This, coupled with the cost of living hovering at 22% above the national average, can be crippling for single professionals and families. Additionally, 25% of New Yorkers assert dissatisfaction with financial services. These observations explain why many struggle with day-to-day money management and ultimately acquire consumer debt relating to credit cards as well as other unsecured debts amounting, on average, to $8,124.
We can help. We specialize in creating spending and saving strategies as well as offer credit counseling. While helping you to live a full life within your means, our free credit consultation will also show you how our debt consolidation program can help you tackle your debt once and for all. Once you’ve enlisted our help, your only worry will be a broken air conditioner on the A train home.