Fresno Debt Consolidation
Our nonprofit credit counseling service has helped Fresno residents in need of debt consolidation and debt relief address and resolve their credit card and other unsecured debt for over twenty years now! We are ready to provide residents of Fresno a free, no obligation debt consultation that can be done on the phone or online with a certified credit counselor.
Will Debt Consolidation Help?
- Get a free financial assessment
- Learn about your options
- Find a plan that fits your budget
- Reduce interest rates and stop late & over limit fees
Fresno Residents Facing Financial Ruin Can Find Relief Through Debt Consolidation
When it comes to the city of Fresno, Ca there is more to it than meets the eye. While many assume that this lesser known area of California is a small, undeveloped town, Fresno is the 34th largest city in the U.S. It’s positioned perfectly between Los Angeles and San Francisco, offering residents easy access to both. However, with its own collection of theaters, restaurants, vineyards, farmer’s markets, and a competitive sports atmosphere, there is little left to be desired.
Residents are comfortable raising their families in Fresno because of the low cost of living, peaceful blend of cultures, and balanced politics. The always fair weather and beauty of the surrounding area are difficult to argue with as well.
However, one thing Fresno residents also accept to be true is that their city is always changing. For some cities this is positive. For Fresno, this means that businesses are failing and on a grander scale, the local economy. Whereas most cities in the U.S. hover near the national unemployment average, Fresno is nearly twice as high.
Due to unknown factors, employment fell sharply in the middle of 2017. While jobs are slowly recovering, wages and salaries continue to decline. This is a problem that Fresno has struggled with for many years and as a direct result, 22% of the population lives in poverty. According to the Institute of Research on Labor and Employment at the University of Berkeley, Fresno is one of the poorest areas of the state.
Without sufficient income, Fresno residents struggle to cover living expenses and must rely on credit or personal loans. One study revealed this behavior has led the average Fresno household to carry the third highest ratio of credit card debt to disposable income in California. This means they have dug themselves so far into debt that attempting to recover financially on their own may no longer be an option.
If you feel overwhelmed by your debt and financial obligations, now is the time to seek help. At Debt Reduction Services, our certified credit counselors are experienced in finding the best solutions for any circumstance. Our goal is that our resources put you back in control and afford you peace of mind. Once we’ve guided you through a free consultation and put a plan in place, your only worry will be having to take 99, well, anywhere.