Eugene Debt Consolidation

As a nonprofit credit counseling service, we’ve helped Eugene residents take advantage of debt consolidation to free themselves from heavy credit card and other unsecured debt for over twenty years now! We offer residents of Eugene a no-cost, no obligation debt consultation that can be done on the phone or online with one of our certified credit counselors.

Will Debt Consolidation Help?

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees
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Eugene residents may be able to reduce their credit card bills using debt consolidation.

Debt Consolidation Can Benefit Eugene Residents Navigating Unemployment and Student Loans 

The city of Eugene Or is a nature lover’s paradise. Located within reach of the woods, mountains, coastline, and lakes, Eugene residents can fulfill their every whim. They are active and strive to stay true to themselves as they advocate local business and resources above others. They value the unique and seek to apply sustainable practices to all they do. They enjoy biking, hiking, and boarding, both on snow and on the sand. Young couples find Eugene attractive for its alternatively laid back, meaningful lifestyle.

Other characteristics of the community are appealing too. Compared to its neighboring state, California, Oregon’s housing market is a bargain. Additionally, wages are higher than the average in the U.S. and most residents find the overall cost of living to be low and manageable. Eugene is also located near a major school, the University of Oregon, which brings life to the area and serves to educate the population. For these reasons, Eugene has great potential for future prosperity.

While Eugene offers niche amenities, its challenges with growth have begun to take a toll on its population. The local economy has seemed to have stalled in recent years leaving a portion of Eugene residents without employment. Young graduates have few income opportunities and therefore struggle to repay their student loans.

To compound the problem further, a lack of jobs causes a lack of housing development which in turn causes a higher demand and drives home prices to inflated levels. Households affected by these issues may turn to borrowing money in an effort to meet their necessary expenses.

If you have borrowed money on credit cards or through loans, and are overwhelmed with repaying it, we can help. Our certified credit counselors can assess your debt and help you build a sustainable financial lifestyle. Our debt consolidation plan can help you be debt free quicker and save money. Once you’ve contacted us, your only worry will be keeping Eugene a secret.

Eugene Financial Resources:

Veteran Emergency Assistance

Oregon Individual Development Account Program

Oregon Financial Resource Guide