Austin Debt Consolidation

Our nonprofit credit counseling service has helped Austin residents in need of debt consolidation and debt relief emerge free from the pressure of heavy credit card and other unsecured debt for over two decades now! We offer residents of Austin a free, no obligation debt consultation that can be done conveniently on the phone or online with a certified credit counselor.

Will Debt Consolidation Help?

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees
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Where do I pursue debt consolidation in Austin Texas?

Debt Consolidation Can Resolve the Debt of Residents in Austin, Tx

The city of Austin, Tx prides itself on being the perfect fusion of the new and the old. While your favorite swimming hole, BBQ place, and entertainment venues have been around for years, Austin welcomes transplants, new business, editions to the fried food line up, and tons of emerging live musicians working to grasp their dream.

With all these offerings it’s no wonder why more tourists have wandered to this part of Texas and more Millenials have settled in for the long haul. Because of steady recovery from the recession, Austin provides a stable economic environment for residency. In the past five years, Austinites have seen their unemployment rate drop to one of the lowest in the nation. Going hand in hand, thousands of jobs are added to the market every year. Residents also have the opportunity to bring in higher wages that continue to climb. This could, in fact, be due to a college attainment rate of almost one in two Austinites— a statistic that’s earned them a spot in top rankings. It might also be deduced that because of adequate income and an education that residents of Austin have wisely banked up and made good strides in improving the city’s average credit score.

Residents of Austin, however, are not free from everyday financial challenges. Austin is currently experiencing some trouble in its housing market. It is recognized as being less affordable than many other large metro areas in Texas. A growing demand has caused a decreasing supply of homes. A perhaps bigger issue for Austinites is an income that falls short of meeting household needs. For this reason, Austinites are defenseless to financial emergencies and are unable to keep up with bills.

With these restraints, creating a sustainable budget can seem impossible. Our free consultations with certified credit counselors are meant to build a clear path to healthy finances. We can help identify smart ways to spend and save and suggest options to provide debt relief including debt consolidation. Once you’ve chosen a strategy to address your finances, your only worry will be someone finishing the last of your carton of Blue Bell.

Financial Resources:

Financial Fitness Classes

Financial Literacy Coalition Central Texas Adult Program

Austin Bank Financial Literacy Tools

Texas Financial Resource Guide