Atlanta Debt Consolidation

Our nonprofit credit counseling service has helped Atlanta residents in need of debt consolidation and debt relief get out of heavy credit card and other unsecured debt for over twenty years now! We invite residents of Atlanta to schedule a free, no obligation debt consultation that can be done on the phone or online with a certified credit counselor.

Will Debt Consolidation Help?

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees
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Debt Consolidation can provide financial relief to struggling households in Atlanta, Georgia.

Debt Consolidation Can Provide a Resource to Atlanta Residents in Need

Atlanta Ga has long since been a city that appreciated its own diversity, music, green open spaces, big city amenities, and neighborly southern attitude. Residents enjoy being able to settle into comfortable suburbs all while having the convenience of Atlanta within reach. The city is home to the best of hole-in-the-wall restaurants, thriving businesses in the tech, retail, international trade, and entertainment industries, and multiple professional sports teams. These and more make Atlanta a desirable place to live securing its place as one of the top cities that people move to the most.

Atlanta is in fact made up of a small percentage of the people born there. Most come into the city from nearby towns or move there for more promising opportunities. This may be why Atlanta is ranked in the top four metropolitan area for entrepreneurial activity. Many have brought their ideas to the city and have found great success. One thing residents can appreciate is a higher availability of jobs in a wider variety of sectors and higher wages and salaries than the averages in the U.S.

However, this ends the list of advantages to living in the Atlanta area. In the past 6 or so years, Atlanta has slowly crept up the list for the highest unemployment rate, often sitting in one of the top four slots in the country. A number of other factors compound the financial hurt that residents experience. Wages, while higher at the moment are in a downward trend at the same time that the cost of living remains higher than in other larger cities in the U.S. Additionally, the state has recently cut funding for college education and unemployment assistance both of which further hinder a portion of the population that is already disadvantaged and vulnerable. In most cases, this lack of financial support deprives individuals of the tools they need to move forward and upward.

This has led residents to rely on costly loans and other sources of credit to make ends meet. In 2016, Atlanta had the 7th highest credit card debt of cities in the U.S. with the average household owing $6,900.

If you have relied on credit cards and other unsecured loans to stay afloat, debt consolidation can help you to break the cycle and get you back on solid ground. Through a free consultation, our certified credit counselors can find ways to balance your income and expenses and walk you through all possible options to resolve your debt. With a clear path to better days, your only worry will be trying to snag a meal at Varsity on game day.

Atlanta Financial Resources:

Operation Hope Programs

Federal Reserve Bank of Atlanta Resources

GA Futures College Funding Opportunities

Georgia Financial Resource Guide