Debt Consolidation Services in Arizona

Our nonprofit service has helped many Arizona residents in need of debt consolidation become free from the burden of heavy credit card and other unsecured debt for over twenty years now! We offer a free consultation that can be done on the phone or online with a certified credit counselor.


Will Debt Consolidation Help?

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees
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Arizona Debt Consolidation Availability

Find debt consolidation and other debt relief services in your area by clicking on it below:

Will Debt Consolidation Help Me?

We have helped thousands of Arizona residents consolidate their debt with our debt consolidation services. Our service is designed to help with both short and long-term relief by reducing high-interest rates as well as consolidating all unsecured debt payments into one manageable monthly payment. In many cases, this has shown to decrease the time needed to repay the debt in full by many years!

Debt Reduction Services provides a full review of your household budget and make recommendations that are specific to your needs. Our goal is to provide you with an action plan that you can enact to find both short and long term relief.

We offer free phone or internet counseling sessions to Arizona residents. Contact us today to learn about the options available to you that may provide quick and long-term debt relief such as our debt consolidation program or our student loan counseling services.

Credit Card Debt in Arizona                                                

Arizona residents on average carry $5,2641 in credit card debt alone. When you combine that with student loan, payday loans, medical debt or collection debt it’s easy to see the need for our free debt consolidation assessment. Unfortunately, recent statistics show that credit card debt totals have risen by 1.7% and the number of delinquencies has grown by 12.5%2 over the last year in Arizona.

Credit Score Averages in Arizona

Arizona ranks forty-first in the United States leaving them in the bottom ten with the average credit score of 6763.  Our debt consolidation assessment and credit counseling session is provided at no cost. As a nonprofit that has helped individuals regain control of their finances for over twenty years, we believe our knowledge can help you begin a life free from the burden of debt.

Free Financial Resources for Arizona Residents

Sometimes knowing where to turn to for help is the turning point needed to get out of tough financial situations. Debt Reduction Services has compiled a state by state repository of financial assistance programs in your area and we encourage you to take a look at the potential options available.

List of Free Financial Resources for Arizona Residents

Our Certified Nonprofit Credit Counselors are ready to help you regain control of your financial situation. The call and consultation are free and the help is real so please, call today! 1-866-688-3328

We are a licensed debt management service provider and service all of Arizona.


  1. Average Credit Card Debt by State–Transunion
  2. Average Credit Card Delinquency by State– Transunion
  3. Average Credit Card Score by State Governing