Get a FREE Credit Counseling Session

Talk to a Certified Credit Counselor for FREE to discuss your personal situation


Overwhelmed by Debt?

We CAN help you break free!

Reduce My Debt

Credit Counseling That Works!

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees

Step 1 of 4


Debt Reduction Services Can Help You

  • Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees
  • Consolidate credit bills into one easy monthly payment
  • Pay off your debt faster
  • Lower your interest rates regardless of credit score
  • Stop collection calls
  • Build a realistic budget and financial plan you can follow
Live Chat Software
Debt Reduction Services BBB Business Review

Since 1996 Debt Reduction Services has been helping people regain control of their finances.  Our mission is to help each individual we counsel make strides towards financial independence.

If you want to get out of debt, we’re here to help. Contact us today.

Call our toll free number 877-688-3328 to speak to a Certified Credit Counselor right away.


What does a Credit Counseling Agency do?

Credit Counseling Agencies (CCA) provide education and assistance to consumers who have more debt than they feel they can repay on their own. CCAs negotiate concessions from creditor(s) to reduce or eliminate interest charges and stop late and over-limit fees. If they are nonprofit (most are), they will also provide free education materials and/or courses on basic money management.

Learn more about our credit counseling program, and if it’s right for you HERE (credit counseling explained).