Credit Score

10 Tips to Strengthening Your Credit Score

The Guiding Principle behind each of the following tips is to manage and use your credit wisely: pay your debts according to the terms you have signed and avoid excessive debt. Read through the following tips for ideas on how you can personally increase your credit score and better your overall credit standing. <p style="text-align:...

Choosing a Credit Counselor

Credit counseling companies come in all shapes and sizes. Whether you are looking at working with a local credit counseling organization or a national firm, there are some very important factors to look at before choosing the right service for you. Here...

Spring Cleaning Your Wallet

Why You Should Add ‘Finances’ to Your Spring Cleaning Checklist

Ah, springtime. Skies turn crystal clear, rain showers freshen the air, and flowers bloom. Most usher in the season with the warmest welcome. Then, uninvited guests squeeze in by the names of Spring Cleaning and Tax Season. You’re probably considering crawling back under your winter comforter and hibernating until it’s over. I mean household chores...

Seven Ways to Make Debt Consolidation Work

Making Debt Consolidation Work Debt Consolidation can be a great way to dig yourself out of debt. Following the following tips can make your experience a bit easier and more rewarding. The most important thing to keep in mind is that Debt Consolidation isn't an...

Debt Consolidation – Care for Your Finances

If you are like one of the millions of consumers feeling trapped in mounting credit card debt, underwater mortgages or are feeling afflicted by other numerous financial problems and are looking for a sound method of repaying your debt without filing for bankruptcy, Debt Consolidation may be a wise choice....

New Debt Consolidation Guide on Site…

I wanted to let our readers know that we have added a Debt Consolidation Guide to our website. You can view the guide online and print it off to keep. Click Here for the Guide We created the guide to help clear up some misconceptions of what Debt...

Debt Consolidation Services Explained

Debt Consolidation Definition Wikipedia Definition:  Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed rate or for the convenience of servicing only one loan. Debt Consolidation Loan: There...

Credit Definitions, Basic Terms and Concepts

Here are some basic terms to know, especially when building or rebuilding your credit score. APR: Total cost of loan on an annual basis, including interest charges, annual fees, points, and other finance charges. Asset: Anything of monetary value, commercial or exchange value that is owned by a person or entity. ATM Card: A card...