“Leveling” our Expenses

  Make Your Expenses Predictable I regularly teach in my Budgeting (“Spending Plan”) classes that our goal should be to...

You can build wealth by investing in your own business.

Your Weekly Financial Review

Review Your Finances Weekly How often are you looking at your personal finances and your budget? Each month? Every two weeks? Do you know how much money you have to spend this week? What’s in your budget for...

Using the envelope system can help you better budget your money.

The Envelope System’s Basic Steps

How to Use the Envelope System to Manage Finances I'm a believer in the Envelope System to help those of us struggling to live below our means. If we're overspending by using credit and/or debit cards, we...

Follow these steps to take control of your life after college

Life after College: Finding Your Way

What Comes after Graduation? Surely, on the day you received your admission letter to college, you looked forward to the moment you would cross the...

Dealing with the Expenses of Raising a Child

Cost of Raising a Child

How much does it cost to raise a child? As a spin-off of our infamous blog on the cost of groceries, I thought it would...

How to Spend Less on Groceries

7 Keys to Saving Money on Groceries

Cutting Your Costs at the Grocery Store Since grocery expenses tend to be the largest expense in American households that we have some control over, this topic is critical for all of us to address. The US Department of Agriculture puts out...

Flying to your vacation destination!

Travel On A Budget

Have more fun and less stress when you travel on a budget! Whether you’re planning your family’s summer vacation or you’re looking to get out of the house after a long winter’s hibernation you’ll want to stretch...

Working on a Budget

Building and Living by a Better Budget

Creating a Budget In this article, we take an in-depth look into why maintaining a household budget is so important to the financial success of you and your family. The Myths & Realities of Household Budgeting There are a number of reasons why many of us do not create or live by a budget. Many...