Consumers should be frequently checking their credit report for past debt

Collections Lurking on Your Credit Report? Know Who You Owe!

What Collections Accounts Are Hiding in Your Credit Report? If you are like any other person, you can probably recall an afternoon arriving home completely exhausted, collecting a pile of mail on your way in and...

How to Spend Less on Groceries

7 Keys to Saving Money on Groceries

Cutting Your Costs at the Grocery Store Since grocery expenses tend to be the largest expense in American households that we have some control over, this topic is critical for all of us to address. The US Department of Agriculture puts out...

Businesses Benefit Greatly from Employee Financial Wellness Programs

The Missing Factor in Solving Employee Stress

Clear Evidence: Businesses Benefit from Employee Financial Wellness Programs In a time when some professionals can afford to be as selective about employers as...

Lessons for Kids on Finances

Engaging Children in Financial Topics

Teaching Tools: Using a Game to Warn Kids about Debt During the week of Monday, August 7 through Friday, August 11, I volunteered through the Idaho Financial Literacy Coalition (Idaho’s chapter of the National Jump$tart Coalition for Personal Financial Literacy) to facilitate a financial game at the Idaho Food Bank’s daily...

Cutting Unnecessary Spending

Minimizing Dollar Dumps A Dollar Dump is when we spend anywhere between $1 and $20 or so on a regular basis without considering how much such purchases add up to over time. I'm not one to say we should...

Are Student Loans Worth the Cost?

Student Loans Are Costly: Is College Worth Going into Debt? As more and more jobs require bachelor’s degrees and beyond, college has become a necessity of survival that today’s students must find a way to afford. Many would agree there is little substitute for a thorough...

Family Spending Time Together

Encouraging a Happy Home When Finances Are Tight

How to Live a Simple and Happy Life One of the longest and most difficult challenges in life has to be living with a budget. Whether you are paying off credit card debt or student loans, building a down payment for a house, managing a limited income, or saving for retirement, staying on...

Start saving for Christmas as early as July

Start Planning for Christmas – In July!

  Create a Christmas Savings Fund in July For many of us, Christmas is the gift that keeps on giving.  Maybe not in the way we would prefer but rather in the form of credit card debt and...

What Does a Million Dollars Look Like Every Month?

How to Become a Millionaire While being a millionaire may not be as exclusive as it once was, it's still nothing to sneeze at (or even hiccup at). Also, while I sometimes discuss in my classes the habits and behaviors...