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FICO Explained

What Is a FICO? When it comes to credit scores (also generically referred to as a credit rating), most Americans know that they are important...

Properly including student loans on your taxes could increase your refund.

How Student Loans Affect Taxes

  Is College Tuition Tax Deductible? It’s tax time- again! You’re probably feeling pretty confident about how to complete your return since it’s not your first time...

Improving Your Credit Score

How To Improve Your Credit Score in 2018 This guide will help you know what a credit report and score is, how to review your credit report, tips on how you can improve your score and information regarding how...

Setting a budget will help prioritize expenses and spending.

Prioritizing Your Expenses

How to Prioritize Expenses Without considering which expenses are or should be our priority, we can easily allow any bill delivered to our Inbox or Mailbox to take...

You can build wealth by investing in your own business.

Your Weekly Financial Review

Review Your Finances Weekly How often are you looking at your personal finances and your budget? Each month? Every two weeks? Do you know how much money you have to spend this week? What’s in your...

The Mortgage Meltdown, Forclosure Frenzy and the Credit Crunch

Wading Through Economic Instability Updated 01/16/2018: The 2007 recession was a major force to be reckoned with and lends no fond memories to anyone that experienced its swift devastation first hand. On the lighter end, consumers remember product packages getting smaller as prices rose...

Focusing Your Financial Energies

  Focus Your Financial Energy and Reap the Rewards We offer the following suggestions for your household finances that can help you narrow in on your...

Why so many of us keep OURSELVES in debt!

Why We Keep Ourselves in Debt and How to Change our Approach I read a nice blog post by Frugal Farmer about 3 mindsets that had put her and her husband into debt and kept them there. Yes, her husband's layoff was the catalyst for their accumulation of credit card debt, but...

Learn to use your credit card to your benefit.

7 Do’s and Don’ts of Credit Cards

What to Do & What to Avoid With Credit Cards While credit cards can be a pitfall to many consumers, they are not inherently bad. They do come with...