Tips to afford raising children

Raising Children: Expenses to Expect

Finding Affordable Ways to Raise a Family When I decided to address this topic, I set out to get a better understanding of how...

Using the envelope system can help you better budget your money.

The Envelope System’s Basic Steps

How to Use the Envelope System to Manage Finances I'm a believer in the Envelope System to help those of us struggling to live below our means. If we're overspending by using credit and/or debit cards, we...

Follow these steps to take control of your life after college

Life after College: Finding Your Way

What Comes after Graduation? Surely, on the day you received your admission letter to college, you looked forward to the moment you would cross the...

11 Money Challenges to Kickstart Savings

  Boost Your Motivation to Save with These Money Challenges Let’s be honest for one moment. All things money are pretty much… the worst. If you are spending it frivolously it’s...

Dealing with the Expenses of Raising a Child

Cost of Raising a Child

How much does it cost to raise a child? As a spin-off of our infamous blog on the cost of groceries, I thought it would...

Carrying Credit Card Balances

Carrying Credit Card Balances I have some friends that live nearby who were looking a year or so ago at buying the home they were renting. I had the privilege of sitting down with them for a couple of hours to review their finances and their credit in hopes of helping them understand what it...

Consumers should be frequently checking their credit report for past debt

Collections Lurking on Your Credit Report? Know Who You Owe!

What Collections Accounts Are Hiding in Your Credit Report? If you are like any other person, you can probably recall an afternoon arriving home completely exhausted, collecting a pile of mail on your way in and...

How to Spend Less on Groceries

7 Keys to Saving Money on Groceries

Cutting Your Costs at the Grocery Store Since grocery expenses tend to be the largest expense in American households that we have some control over, this topic is critical for all of us to address. The US Department of Agriculture puts out...

Businesses Benefit Greatly from Employee Financial Wellness Programs

The Missing Factor in Solving Employee Stress

Clear Evidence: Businesses Benefit from Employee Financial Wellness Programs In a time when some professionals can afford to be as selective about employers as...

Lessons for Kids on Finances

Engaging Children in Financial Topics

Teaching Tools: Using a Game to Warn Kids about Debt During the week of Monday, August 7 through Friday, August 11, I volunteered through the Idaho Financial Literacy Coalition (Idaho’s chapter of the National Jump$tart Coalition for Personal Financial Literacy) to facilitate a financial game at the Idaho Food Bank’s daily...