Plan to be Financially Stable and Secure P Stands for Plan Back in 2017, I began my series of blogs on SIMPLE finances: Spend, Invest, Manage, Plan, Limit and...
Credit and Debt Discussions
Is the Debt Snowball the Best You Can Do?
Does the Debt Snowball Method Promise the Most Benefits? A thorough study by ValuePenguin showed that 38.1%...
Savings Hacks You Need to Try This Week
Money Saving Hacks That Work “Hello, my name is Todd Christensen, and, although this is a bit embarrassing, I must admit that I am a…, well, the truth is, I, uh. Hmpf, Okay, so I will just say it. I am a savings raider. Whenever I...
The Perfect Gift for Your Mother
A Mother's Day Gift Guide with Meaning Mothers are pretty awesome. At very least, they carried us for nine months enduring a spectrum...
Relationships and Money
Is Money Causing Relationship Problems? We would all have a difficult time finding someone who hasn't been affected by divorce, either their own or a family member. During the hundreds of classes my fellow financial educators and I do...
“Leveling” our Expenses
Make Your Expenses Predictable I regularly teach in my Budgeting (“Spending Plan”) classes that our goal should be to...
Reality Check – Credit is Used for More than Just Loans
Cash is King. Why Should I Maintain Credit? Cut credit cards from your budget Don't charge your groceries The titles of articles such as these ...
Managing Personal Finances at Tax Time
Recommendations for what to do with your personal finances at income tax time For a country whose independence move started with a tax revolt, tax time in America typically splits our citizenry into three dominant camps of taxpayers, with only...
Spring Cleaning Your Finances
Get Your Finances Organized As You Spring Clean Spring is here with flowers and sunshine! With Spring fever in full swing,...
6 Ways to Protect Your Personal Information
How to Prevent Identity Theft Way back when it was the norm to live off the grid and...