Teaching Children Finances – Budgeting Worksheet for Children

Budgeting is a valuable lesson that we can teach our children at an early age. We can begin by creating an allowance and helping teach money management values through various hands on examples. MoneyandStuff.info is self described on their website as a...

Reality Check – Credit is Used for More than Just Loans

Cut credit cards from your budget Put food down on credit cards The titles of articles such as these are clever, intriguing and seemingly sensible, so why do I have a problem with financial experts (even if he or she is nationally recognized) who preach total abstinence from credit cards across the board?...

Teaching Children Finances – Jump$tart Coalition

The Jump$tart Coalition is self described on it's website as a national coalition of organizations dedicated to improving the financial literacy of pre-kindergarten through college-age youth by providing advocacy, research, standards and educational resources.  Jump$tart strives to prepare youth for...

Entitlement Spending

Picture this: You’ve had a lousy day at work. You’re exhausted. You’ve worked your tail off for your boss, and he/she can hardly remember your name let alone express appreciation for all your hard work. Now, let’s assume that it’s also payday. Here come the temptation. Do you go out after work and spend money...

What It Means to Be Rich

Today, I read a good blog post about the 3 Ps of True Wealth and felt to add some of our...

Plastic or Cash?

With all the talk about the dangers of credit cards, it might be easy to decide to bury your Visa, MasterCard, American Express or Discover cards in your back yard and just stick with your debit card instead. Before doing so, you should be aware that studies have indicated that regardless of whether you use...

Overdraft Options

Starting in mid-August financial institutions were unable assess any overdraft fee unless the consumer has not opted in to the financial institution’s overdraft program. At an average of $30 a pop, we’re not really going to miss those fees much, are we? With billions of dollars of revenue on the line for banks...

Love and Money

1 Key to Personal Finance Partnership There are so many great ideas for improving one’s personal financial situation. But that’s just it. A lot of those tips are for “one,” not for partners. There are some books (e.g. <a title="Couple's Guide to...

Saving or Deferred Spending?

I'm sure you have all had at least one meeting with a rainy day misfortune; an unexpected trip to the hospital, a cracked pipe, a car transmission that decided to throw in the towel or any of the other forms...