Love and Money

1 Key to Personal Finance Partnership There are so many great ideas for improving one’s personal financial situation. But that’s just it. A lot of those tips are for “one,” not for partners. There are some books (e.g. <a title="Couple's Guide to...

Saving or Deferred Spending?

I'm sure you have all had at least one meeting with a rainy day misfortune; an unexpected trip to the hospital, a cracked pipe, a car transmission that decided to throw in the towel or any of the other forms...

Savings Strategy for Those Living on Main Street

Here’s a comment I left on a CNN Money post about a couple who have been living on half of their income for years and tout the values of frugality. Several comments referred to those not in a financial position (lower income, greater expenses, job instability, etc.) to have...

Financial Freedom

I read a blog asking about financial freedom and, even though it specifically mentioned how narrow-minded that concept is when defined by amounts or by financially-based ideas (e.g. “getting out of debt”), I was surprises by how many comments still focused on purely...

Yahoo Reports High Risk FICO Scores on the Rise

A Yahoo report of July 12, 2010 indicates that a growing number of US consumers have the ranks of high risk borrowers (FICO score of 599 or less). Following increasing foreclosures and delinquent debts due to the high unemployment and underemployment rates of the down economy, this segment of credit scores has grown from the...

Debt Consolidation – Care for Your Finances

If you are like one of the millions of consumers feeling trapped in mounting credit card debt, underwater mortgages or are feeling afflicted by other numerous financial problems and are looking for a sound method of repaying your debt without filing for bankruptcy, Debt Consolidation may be a wise choice....

Understanding the New Credit Card Rules

Last week brought us changes to the way Credit Card issuing companies can operate in an effort to further protect consumers from abusive or deceptive practices. The CARD (Credit Card Accountability, Responsibility and Disclosure Act) now prohibits credit card issuing...

Back to School Shopping Tips

Back to school shopping can be quite expensive if you go unprepared. I've compiled a list of things you can do to get the most out of your shopping experience and take advantage of the many back to school sale offers. Organization...

Debt Settlement Crackdown – New FTC Restrictions Coming Soon

If you've read a few of our recent posts regarding the Debt Settlement industry you know that those services have been under severe scrutiny as of late. It was announced recently that the FTC will begin imposing new restrictions on the Debt Settlement practice...

Teaching Children Finances – Visa’s Financial Football

1Visa has created an NFL-themed game that teaches children the basics of budgeting and other money management skills. It's a fun and engaging way for young sports enthusiasts to lead their favorite teams to victory while learning core skills in household finances that will help them achieve financially sound futures. <a title="Financial Football Game" href="http://www.practicalmoneyskills.com/play/financial_football"...