Number of American Adults with Bankruptcy on Their Credit Report

Is Bankruptcy Common? How many of your acquaintances (family, friends, neighbors, fellow parishioners, club members, etc) have a bankruptcy filing on their credit report? One? Two? Think again! I’ll get to the answer in a moment, but first… how I got there: <li...

6 Things That Drive Non-Bankruptcy Filers Crazy

Things to Consider About Those Who Have Filed Bankruptcy Having worked since 2006 with individuals and couples going through personal bankruptcy, I know that the vast majority of them are doing their best to fix their finances and, given the choice, would much prefer to...

Knowing the life expectancy of your home appliances can help you save to replace them.

Today’s Money – How Long Will it Last?

Expecting Life's Expenses I just completed a major move this weekend. We added a thousand square feet of house and almost 2 acres of land to take care of. After getting...

Basics of the New Couponing

How to Coupon: A Beginner's Introduction Couponing has been making a strong comeback recently thanks to the down economy. The promises of...

Debt Management Programs and Credit Scores

Financial Myth: Don’t Debt Management Programs Hurt my Credit Score? When entering our debt management program (DMP), keep repeating to yourself…”I am here to get out of debt.” Nothing worthwhile is ever very easy, including...

Mother’s Day on a Budget

Tips on making this Mother’s Day special without breaking the bank! Mother’s Day is a great time to reward and acknowledge the women in our lives for all of...

How to Create Financial Goals You Can Stick With

Creating Realistic Financial Goals As a form of motivation people create goals to attain certain property, products or status.  Financial goals are very important and require a lot of discipline to realize and reach your dreams.  Each person is at a different stage in their life...

Credit Card Usage by Month

The Amount of Credit Card Usage Throughout the Year I read an interesting article on <a style="font-weight: inherit; font-style: inherit; color: #ec8500;" title="Credit card spending marks the...