Do You 211?

2-1-1 Get Connected, Get Answers We all know the value of being able to call 9-1-1 in an emergency. Back before the days of cell phones and Google, we also knew the value being able to...

Can Budgeting Be “Fun?”

Last night, I met with a couple in one of my classes and wanted to share their insight into what they were experiencing. They had come to my Budgeting (aka “Spending Plans”) class a couple of weeks earlier, and they shared last night that they were making solid progress. They had not only gone home...

Raising Financially Savvy Kids – Part 1

Some of the inherent responsibilities of parents include protecting their children and preparing them to be responsible adults in our society. Teaching children the proper management of their financial resources helps to accomplish both of these goals. If the...

Maximizing Benefit of Tax Refunds

It’s tax return time. Many households are receiving tax refunds now or will over the next month or so., but too often, these refunds – which can amount to several thousands of dollars – are spent on consumer goods. Such emotion-based consumer spending typically has no...

Join us on Facebook

I'd like to invite all of you to join us on Facebook. All you have to do is click on the following image to the left or click on this link: www.Facebook.com/DebtReductionServices and press the 'Like' button towards the top of the page. Take part of the...

Joint Council for Credit Education

Debt Reduction Services is pleased to announce our membership with the Joint Council for Credit Education. The JCCE was created to help enhance consumer awareness of member organizations and the services they provide in helping assist individuals...

Seven Ways to Make Debt Consolidation Work

Making Debt Consolidation Work Debt Consolidation can be a great way to dig yourself out of debt. Following the following tips can make your experience a bit easier and more rewarding. The most important thing to keep in mind is that Debt Consolidation isn't an...

Defining PovertyThink

I read this past week of efforts in many countries to eradicate poverty by, as some have phrased it, “paying the poor.” The generic term for such programs is “conditional cash transfers” (CCTs), meaning that the government essentially pays cash to families in poverty that meet certain criteria, such as keeping their children in school,...

Lottery vs. Stock Market: Aren’t They Both Risky?

Debunking the Myth that the Stock Market is as Risky as the Lottery With the media broadcasting the faces of names of this week’s Mega Millions lottery jackpot winners at every opportunity, I believe today is an appropriate time to address a question (though sometimes hidden as a statement) I’ve heard many times. When talking...

Debt Repayment Options Made Simple

Guide to Debt Repayment Options - The Just About All You'll Ever Need to Know Version One of the most talked about, written about and thought about financial topics in this country is and has been since its founding, the best way to get out of debt (and then, hopefully, stay out of...