Working on a Budget

Question: Are Collections the Worst Thing for My Credit Score?

Collections Impact on Your Credit Score Myth Busting Credit and Debt Myth: Collection accounts are the worst thing on your credit. Reality: Bankruptcy and foreclosures hurt much worse. Collection accounts make up for about a 5-10% drop in a credit score while foreclosures...

Motivated Savings

  A Successful Savings Strategy is a Motivated Savings Strategy Have you considered changing or creating some personal habits this year? ...

Free to Play Cell Game

The Real Cost of Free-to-Play Games

Free-to-play games dominate the app marketplace. The top 10 games in the 'free' section of Google Play store all have in-app purchase available. Many of these games state that purchases are optional and are a way for you to...

Seek Children's Books that Teach About the Basics of Personal Finances

Book Review: Berenstain Bears’ Trouble With Money

Children's Financial Book Review - Berenstain Bears I love to read! It's not that I don't enjoy a fun movie with the family (especially with popcorn generously sprinkled with peanut or plain M&Ms), but for...

Just married car decorations

Newlyweds Financial Checklist

Financial Checklist for Newlyweds Begin Your Journey Together on Solid Financial Ground First, let me say congratulations on your recent or upcoming marriage! This checklist is to...

Number of American Adults with Bankruptcy on Their Credit Report

Is Bankruptcy Common? How many of your acquaintances (family, friends, neighbors, fellow parishioners, club members, etc) have a bankruptcy filing on their credit report? One? Two? Think again! I’ll get to the answer in a moment, but first… how I got there: <li...