To Lease or Not to Lease…

Leasing vs. Buying: Which is better?   Many think leasing is the best option when purchasing a vehicle because you...

Best Odds of Winning with your Powerball Money

Powerball: A Sure Bet to Lose Your Money One in nearly three hundred MILLION!!! 282,201,338 to be fairly exact, at least at the time of this posting. Those are...

Defining PovertyThink

Change Your Thinking, Change Your Life I read this past week of efforts in many countries to eradicate poverty by, as some...

What is the Right Money App for You?

  Money App Review Series In preparation for reviewing and rating (essentially choosing) the best personal finance apps as part of a series of blogs, I’ve...

Working on a Budget

Question: Are Collections the Worst Thing for My Credit Score?

Collections Impact on Your Credit Score Myth Busting Credit and Debt Myth: Collection accounts are the worst thing on your credit. Reality: Bankruptcy and foreclosures hurt much worse. Collection accounts make up for about a 5-10% drop in a credit score while foreclosures...

Motivated Savings

  A Successful Savings Strategy is a Motivated Savings Strategy Have you considered changing or creating some personal habits this year? ...

Free to Play Cell Game

The Real Cost of Free-to-Play Games

Free-to-play games dominate the app marketplace. The top 10 games in the 'free' section of Google Play store all have in-app purchase available. Many of these games state that purchases are optional and are a way for you to...