17 More Clues that You Might Be a Financial Zombie

Even after last year’s series of of zombie-based posts, I still feel like an ambulance chasing attorney in posting more financial issues based in zombie pop culture. No one likes the...

Seek Children's Books that Teach About the Basics of Personal Finances

Book Review: Berenstain Bears’ Trouble With Money

Children's Financial Book Review - Berenstain Bears I love to read! It's not that I don't enjoy a fun movie with the family (especially with popcorn generously sprinkled with peanut or plain M&Ms), but for...

Number of American Adults with Bankruptcy on Their Credit Report

Is Bankruptcy Common? How many of your acquaintances (family, friends, neighbors, fellow parishioners, club members, etc) have a bankruptcy filing on their credit report? One? Two? Think again! I’ll get to the answer in a moment, but first… how I got there: <a style="font-weight: inherit; font-style: inherit; color: #ec8500;" title="NY...

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6 Things That Drive Non-Bankruptcy Filers Crazy

Things to Consider About Those Who Have Filed Bankruptcy Having worked since 2006 with individuals and couples going through personal bankruptcy, I know that the vast majority of them are doing their best to fix their finances and, given the choice, would much prefer to pay off their debts on their own. Our...

Credit Card Usage by Month

The Amount of Credit Card Usage Throughout the Year I read an interesting article on Bankrate.com this morning that had some fascinating, albeit not unexpected, credit card usage data. Essentially, our credit card usage as a country clearly...

Avoid costly payday loans with these money-saving alternatives.

Alternatives to Payday Loans

Banks are Finding Solutions for Consumers Trapped in Payday Loans I just met this afternoon with Tara Hamilton, a financial service officer from Les Bois Credit Union here in Boise.  I got so excited about the new...

What is the Right Money App for You?

Money App Review Series In preparation for reviewing and rating (essentially choosing) the best personal finance apps as part of a series of blogs, I’ve finally chosen the criteria that is most relevant to me. My ratings are not based on any peer-reviewed analytic model...

Learn Bankruptcy statistics and what leads households to file.

Bankruptcy Statistics 2013

Bankruptcy Filing Statistics Having worked since 2006 with individuals and couples going through personal bankruptcy, I know that the vast majority of them are doing their best ...

No matter your social class, savings can give your security and peace of mind.

Hijacking the Class Pyramid Paradigm

Savings: a Better Predictor of Success than Social Class I don't know about you, but I hate just about any discussion that involves identifying different segments of our...