Developing Effective Spending Habits 101

Healthy Spending Habits Improve Long-Term Financial Futures Below is a list of five different spending behaviors prevalent in stores and malls across our land. Some of us may exhibit one particular behavior, but the majority of us will likely identify with two or...

Accelerate Credit Card Repayment

Accelerate Credit Card Repayment Without Sending More than This Month's Minimum Amount Due We all know that sending an extra payment or more...

Plastic or Cash?

Do You Spend More When Using a Debit Card? With all the talk about the dangers of credit cards, it might be...

When it Comes to Debt, Act Early!

Address Your Debt Early to Avoid Disaster Here is a cautionary tale as told by Todd Christensen, Director of Education at Debt Reduction Services and author of the popular Everyday Money for Everyday People book. This story is an excerpt from a chapter that is dedicated to discussing...

Entitlement Spending

  Budgeting for Entitlement Spending Picture this: You’ve had a lousy day at...

What It Means to Be Rich

Obtaining Meaningful Riches Today, I read a good blog post...

Hijacking the Class Pyramid Paradigm

Savings: a Better Predictor of Success than Social Class <img class="alignright wp-image-10044" title="Crumbling pyramid of social classes." src="https://www.debtreductionservices.org/wp-content/uploads/2017/12/Class-Pyramid-01-1.png" alt="No matter your...

The Bennie and Burnie Awards

Evaluating the Financial Lessons in Our Entertainment Introducing the Bennies and Burnies Have you ever seen a movie, heard a song, watched a TV show, video game or come away from an entertaining Youtube video thinking, "Yah, right! Real people can't afford to live like that!" Yes, I recognize...