Working on a Budget

Building and Living by a Better Budget

Creating a Budget In this article, we take an in-depth look into why maintaining a household budget is so important to the financial success of you and your family. The Myths & Realities of Household Budgeting There are a number of reasons why many of us do not create or live by a budget. Many...

childs-books

List of Children’s Books about Money

Teaching Children About Money & Personal Finance Here is a list of books that can help your child understand certain financial concepts. The books are in alphabetical order and age levels are provided for each book. If you know of any books you'd like included in this list please let us know in the comments...

Setting and writing down goals can ensure that they become reality.

Turning Dreams First into Goals THEN into Realities

From Dreams to Goals to Reality Years ago, my wife, Wendy, and I discussed our wish to take our young family on a Disney cruise for a week. Setting aside the discussion of whether a...

Vacation Like a Business Owner

Vacation Tips to Travel Like the Boss! I'm heading on an extended personal vacation soon and am so looking forward to time with my best friend, my wonderful wife of 14 years, Wendy. Some of our kids are joining us as well, and we're certain to spend some fun times together, building great memories. But...

storefront of a payday lender

Payday Loan Pitfalls – An Industry Scrutinized

Need fast cash? Can’t wait until payday? The High Cost of Payday Loans Perhaps that should read; Need fast cash? Can’t wait until payday? Borrow money for only 400% interest. Payday Loan Fees can run between 390 to over 780% APR depending...

financial education presentation

Choosing a Credit Counselor

Have Peace of Mind Choosing Your Credit Counselor Credit counseling companies come in all shapes and sizes. Whether you are looking at working with a local credit counseling organization or a national firm, there are some very important factors to look at...

credit card debt

Debt Repayment Options

  Which Debt Repayment Option is Best for You? If there were an option to get out of debt quickly, painlessly and in a way that was likely to succeed, there really wouldn't be so much confusion about how...

all inclusive hawaiian resort

Creating a Family Budget for Spring Break

How to Budget for a Spring Break Trip Full of Family Fun Budget: the last word people want to hear when they are sitting at work or in the midst of the everyday to-do list dreaming up this year’s...