Working on a Budget

Question: Are Collections the Worst Thing for My Credit Score?

Collections Impact on Your Credit Score Myth Busting Credit and Debt Myth: Collection accounts are the worst thing on your credit. Reality: Bankruptcy and foreclosures hurt much worse. Collection accounts make up for about a 5-10% drop in a credit score while foreclosures account for...

Free to Play Cell Game

The Real Cost of Free-to-Play Games

Free-to-play games dominate the app marketplace. The top 10 games in the 'free' section of Google Play store all have in-app purchase available. Many of these games state that purchases are optional and are a way for you to...

Reducing the financial stress of the holidays

Holiday Spending Tips – 2015

Reduce Stress and Spending During The Holidays Fall is slowly drawing to a close and there’s a good chance that you’ve started looking at the calendar a little differently lately. It was once a good thing that the weeks were...

Graduates

Student Debt Stories – Get Help Now

Student Debt Stories Highlight Personal Financial Struggle The numbers are staggering and while the personal impact of high student loan debt varies from one individual to another. The simple fact remains that on average students are leaving school in more debt than ever....

Our certified credit counselors are ready to help you tackle student loan debt.

Student Loan Debt Counseling Now Available

Debt Reduction Services is pleased to announce that effective September 1st we will begin offering a new product aimed at helping individuals that find themselves overwhelmed by student loan debt. Our new program will begin...

Just married car decorations

Newlyweds Financial Checklist

Financial Checklist for Newlyweds - Start Off on a Strong Financial Footing First, let me say congratulations on your recent or upcoming marriage! This checklist is to provide guidance for couples who’ve recently tied the knot or plan...

What the Supreme Court Same-Sex Marriage Ruling Means Financially for Couples

Today’s landmark Supreme Court ruling extends same-sex marriage to couples nationwide. As a longtime supporter of the LGBT community we celebrate the ruling that provides equality and fair treatment to millions of Americans. CNN Money has an informative article that can be found by clicking here: Same-Sex Marriage & Finances that explains...