Wallet Drainers

“No big deal. It’s just a buck!” “$5 is not going to break bank!” However expressed, there is a sentiment, common to many an American consumer, that spending a few dollars here or there – without thought to how it fits into their spending plan – cannot...

Ghosts of Student Loans Past

Understanding Your Repayment Options Long, long ago, on a campus far, far away, you may have used student loans to pay not only for tuition and books, but also to fund your spring break travel, to buy a bicycle (or a car), to purchase consumer items, and...

When it Comes to Debt, Act Early!

When it Comes to Debt, Act Early Here is a cautionary tale as told by Todd Christensen, Director of Education at Debt Reduction Services and author of the popular Everyday Money for Everyday People book. This story is an excerpt from a chapter that is dedicated to discussing third party...

Money Savings Tips – End of Summer Edition

September Savings It’s hard to believe summer is nearing an end and it’s time to get ready for the next season. September welcomes autumn with cooler weather and new routines. It is a busy time of year. That’s where planning ahead can make a...

The ABC’s of Back-To-School Savings

Many people don’t want to think about back to school yet, especially while in the peak of summer.  However, back to school shopping can creep up on you quickly, so it pays to be prepared.  The best way to save money is to start planning early in order...

Start Planning for Christmas – In July!

For many of us, Christmas is the gift that keeps on giving.  Not in the way we would prefer but rather in the form of credit card balances.  If instead, you plan ahead, you can avoid that costly mistake, save money, and truly...

How to Identify and Avoid Phishing Emails

The IT Dept. at Debt Reduction Services has compiled some information to help you keep your identity and personal information safe and out of hacker or scammers hands. Every day a countless amount of phishing email is sent out via the internet.  Some phishing emails...

Tips to Save on Fuel This Summer

Summer is peak road trip season, driving up prices at the pump.  Fuel prices are at their lowest levels since 2005 prompting more people to hit the road for their summer vacations.  While fuel costs aren’t negotiable, there are some things you can do to stretch your dollar....

Stay cool this summer without breaking the bank

Here are some easy to use tips to help you keep cool this summer! Hot weather is coming and there is nothing you can do about it unless you move to northern Alaska. What you can do is make some changes to your...

Protecting Yourself from Credit Card Skimming

Fraud comes in many forms such as identity theft, cyber crime and hacking, credit card and banking fraud, email schemes, skimming and more. As each year passes by it seems the fraudsters get more and more elaborate in their schemes to access our personal information and our finances. <img src="https://www.fbi.gov/news/stories/2011/july/atm_071411/image/atm-composite"...