Todd Christensen Profile Picture
Staff Writer at Debt Reduction Services

By building discipline in your spending habits and buying practices, you will be much more likely to:

  • Understand where you are spending your income.
  • Live within your budget and still be able to build emergency and long-term-savings funds.
  • Avoid excessive debt.
  • Take care of financial priorities before discretionary spending.
  • Establish regular investing habits in preparation for retirement.
  • Understand your personal spending habits and eliminate wasteful expenditures.
  • Be an example of a responsible consumer to children and family.

Financial Security is less about how much money you earn and more about how much money you spend. Poor spending behaviors by the wealthy can drive them into poverty just as disciplined spending behaviors can raise many needy families into stability.

If you have any questions, would like to discuss your financial challenges, or are just looking for advice, please contact us at your convenience. As always, we are here to help you and look forward to hearing from you.

1-877-OUT-DEBT (688-3328)

Debt Reduction Services and the National Financial Education Center
Debt Reduction Services and the National Financial Education Center

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6213 N. Cloverdale Rd. Suite 100 Boise, ID 83713

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