Todd Christensen Profile Picture
Staff Writer at Debt Reduction Services


Writing down your goals increases the likelihood of achieving them.

Take One Step Toward Achieving Your Goals By Writing Them Down

Bathroom mirrors. Refrigerator doors. Bedroom closet walls. Bed stands. Wallets & purses. What do they all have in common?

They are great locations to post your written financial goals. If you haven’t written down three to five financial goals, below you will find a few tips to help you get started.

The key point is that you actually write them down. The act of writing them down – by incorporating the visual and tactile learning styles – initiates a physical and emotional response that makes it significantly more likely that you’ll actually stick to and achieve your goals.

Can’t think of a desirable financial goal? Here are a few questions to answer that can help you decide what to write down and post:

  • Within the next three to twelve months, what do you want to do that will require $100 to $500 to achieve? Example: $500 for Christmas gifts.
  • Within the next one to five years, what do you want that will require $1,000 to $5,000 to achieve? Example: $2,000 for a family vacation.
  • Within the next five to fifteen years, what do you want that will require more than $10,000 to achieve? Example: $10,000 for a “new-to-you” vehicle to replace your current car.

NEVER forget to ALWAYS first put something into savings and retirement accounts EVERY month.

Finally, set a specific month when you want to achieve the goals listed above. Determine how many months there are between now and then, and divide the amount of money you’ll need by the number of months left. This will tell you approximately how much money you’ll need to stash away each month.

It may help to set up a separate savings account for each goal on your list to better track the progress. Once you’ve saved the amount for one goal, you have the choice to roll the extra money into another savings account or set a new financial goal to work toward. Once you’ve built a habit, you’ll be achieving goals you never imagined you could.

Best wishes as you continue striving to live debt free. We know it’s not always easy, but it’s always well worth your effort.

Do You Have Questions About How to Write Down Your Financial Goals?

Comment Below and We’ll Respond Quickly!

We frequently review our articles and blog posts for comments and make sure to respond fast.

If you need more information on considering financial goals you can write down or have any other questions about improving your personal finances, please feel free to comment below and we’ll answer as right away!

No Comments!

Leave a Reply

6213 N. Cloverdale Rd. Suite 100 Boise, ID 83713

Send this to a friend