Take Control of Your Debt

  • Consolidate your debt into one monthly payment
  • Reduce your monthly payments up to 50%
  • Reduce interest rates up to 75%

Learn more about Debt Consolidation

Take Control of Your Debt

  • Consolidate your debt into one monthly payment
  • Reduce your monthly payments up to 50%
  • Reduce interest rates up to 75%

Learn more about Debt Consolidation

Reduce Monthly Payments by up to 50%

  • Pay Your Debt Off Sooner
  • Stop Late and Over Limit Fees
  • Reduce Interest Rates

Learn more about Credit Counseling

Reduce Monthly Payments by up to 50%

  • Pay Your Debt Off Sooner
  • Stop Late and Over Limit Fees
  • Reduce Interest Rates

Learn more about Credit Counseling

Get Control of your Student Loans

Our free student loan counseling session will give you the tools necessary to have a comprehensive understanding of the student loan debt relief options available to you. Read More

Get Control of your Student Loans

Our free student loan counseling session will give you the tools necessary to have a comprehensive understanding of the student loan debt relief options available to you. Read More

"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of debt with the help of Debt Reduction Services. " Read More Success Stories

"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of debt with the help of Debt Reduction Services. " Read More Success Stories

Reduce your debt

Debt Relief That Works!

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees

Step 1 of 5

20%

Since 1996 Debt Reduction Services has been helping people regain control of their finances.  Our mission is to help each individual we counsel make strides towards financial independence and freedom from debt.

Why Choose Debt Reduction Services?


If you owe $20,000, you could pay...

Your Creditors

$60,000

$60,000

Over 30 years w/ Penalty fees & high interest

OR

you could pay

Debt Reduction Services

$23,000

$23,000

Over 5 years on manageable terms


Debt Reduction Services is a nonprofit debt consolidation and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients

Debt Reduction Services Can Help You...

  • Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees
  • Consolidate credit bills into one easy monthly payment
  • Pay off your debt faster
  • Lower your interest rates regardless of credit score
  • Stop collection calls
  • Build a realistic budget and financial plan you can follow

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Seize the New Year to Create a Better Financial Future If at some point in this last 12 months you found yourself feeling stuck, then you are likely yearning for progress in the new year. You’ve put your hope out into the universe that things will be different, but now is truly the time to take action. Optimizing your finances is the fastest way to achieving the changes you seek. Perhaps you are looking to make a career shift, shake-up your ...

New Year, New You! Reshape Your Finances in 2019

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Kick Your Life into Gear by Setting Budget Resolutions Updated January 1st, 2019 Sometimes the little things add up to big-time issues. They sneak up out of nowhere and typically make a mess of things.  When it comes to your finances or your health this leads to undesirable consequences. If you follow these ten steps you may find a wealthier and less stressed you right around the corner. You'll help build healthy financial habits for ...

Financial Hope in the New Year

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  Instead Of Hoping Lets Start Doing! Around New Year’s time, there is much ado about resolutions and goals. After all, it is a new beginning, and we humans are always hopeful about new beginnings and second chances. We hope to lose weight. We hope to improve relationships. We hope to get better careers. We hope to get better grades or to get into a good college. We hope, we hope, we hope... Unfortunately, hope is too often cheaply used ...