Trusted Non Profit

Credit Counseling Since 1996

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Overwhelmed by Debt and Short on Time?

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Why Choose Debt Reduction Services?

If you owe $20,000, you could pay...

$60,000 over 30 years with fees/interest


you could pay

$23,000 over 5 years on manageable terms

Debt Reduction Services is a non profit “full service” debt management and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to signitficantly improve the financial well-being of our clients.

The Latest News

Travelling on a Budget – Tips to get you there and not break the bank!

March 24, 2015

  Whether you’re planning your family’s summer vacation or you’re looking to get out of the house after a long winter’s hibernation you’ll want to stretch your dollars as far as you can. No one wants to find themselves opening credit card statements with hefty balances that they aren’t prepared to pay back in a … Continued

Rick Munster No Comments

Welcome to Our New Mobile Friendly Website

March 14, 2015

Welcome to our new website! We’ve added some great features that we feel will help make our visitors experience while visiting our site much better. Much of the change focuses around creating a website that is fully functional in mobile web browsing such as when being viewed on a tablet, mobile phone or laptop. Educating … Continued

Rick Munster No Comments

17 More Clues that You Might Be a Financial Zombie

October 1, 2014

If you recognize yourself in any of the following statements, the chances are pretty good that you are (or have been) counted among the financially undead: You get excited for payday. You can’t guess within $1,000 how much non-mortgage debt you have (car, credit card, store card, etc.) You use a student loan to pay credit card debt, go on a road trip, or buy a vehicle. You use a home equity line of credit to pay credit card debt, go on vacation, buy gifts, or purchase a ski boat. You don’t think about how much your vacation will cost until you’re actually ON vacation.

Todd Christensen No Comments

Help with Credit Card Debt

Debt Reduction Services is a non profit credit and debt counseling organization that has helped thousands of consumers overcome their unique financial challenges.

This commercial was filmed by NxNW Studios on January 13th 2012. The commercial shows consumers discussing their credit card debt as well as a Debt Reduction Services spokesperson discussing how DRS can help.