Take Control of Your Debt

Turn to a Trusted, Confidential, Non-Profit Advisor

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Take Control of Your Debt

Turn to a Trusted, Confidential, Non-Profit Advisor

get your bank on

Is Credit Counseling Right For You?

Call us for a Free and Confidential Credit Counseling session
Learn more about Credit Counseling

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"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of
debt with the help of Debt Reduction Services. " Read More Success Stories

Get a Free Credit Counseling Session

Take the first step and get control over your debt.

Since 1996 Debt Reduction Services has been helping people regain control of their finances.  Our mission is to help each individual we counsel make strides towards financial independence and freedom from debt.

Why Choose Debt Reduction Services?


If you owe $20,000, you could pay...

Your Creditors

$60,000

$60,000

Over 30 years w/ Penalty fees & high interest

OR

you could pay

Debt Reduction Services

$23,000

$23,000

Over 5 years on manageable terms


Debt Reduction Services is a non profit “full service” debt management and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients.

Debt Reduction Services Can Help You...

  • Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees
  • Consolidate credit bills into one easy monthly payment
  • Pay off your debt faster
  • Lower your interest rates regardless of credit score
  • Stop collection calls
  • Build a realistic budget and financial plan you can follow

The Latest News


Credit Reporting Agencies Waiting on Adding Medical Debt

April 21, 2015 | Rick Munster

Credit Reports Waiting on Medical Debt Watch our Director of Education, Todd Christensen, discuss issues regarding medical debt and some help coming later this year with Fox News reporter Roland Beres. Click on the image or link below for the full story. Credit reporting agencies will begin waiting 180 days to report medical debt later this summer. Read More

Americans Not Saving Enough Money

March 30, 2015 | Rick Munster

Simply put, as a whole we aren’t saving enough money. Bankrate.com recently published some eye opening statistics regarding how much individuals are saving out of their earnings, here are a few highlights: About half of all American’s save less than 5% of their income and a total of 18% save nothing. While 25% are saving at least 10% of their earnings and 1 out of 7 are saving more than 15%. This … Read More

Travelling on a Budget – Tips to get you there and not break the bank!

March 24, 2015 | Rick Munster

  Whether you’re planning your family’s summer vacation or you’re looking to get out of the house after a long winter’s hibernation you’ll want to stretch your dollars as far as you can. No one wants to find themselves opening credit card statements with hefty balances that they aren’t prepared to pay back in a reasonable amount of time when they get home. Travelling smart and budget minded … Read More