Take Control of Your Debt

  • Consolidate your debt into one monthly payment
  • Reduce your monthly payments up to 50%
  • Reduce interest rates up to 75%

Learn more about Debt Consolidation

Take Control of Your Debt

  • Consolidate your debt into one monthly payment
  • Reduce your monthly payments up to 50%
  • Reduce interest rates up to 75%

Learn more about Debt Consolidation

Reduce Monthly Payments by up to 50%

  • Pay Your Debt Off Sooner
  • Stop Late and Over Limit Fees
  • Reduce Interest Rates

Learn more about Credit Counseling

Reduce Monthly Payments by up to 50%

  • Pay Your Debt Off Sooner
  • Stop Late and Over Limit Fees
  • Reduce Interest Rates

Learn more about Credit Counseling

Get Control of your Student Loans

Our free student loan counseling session will give you the tools necessary to have a comprehensive understanding of the student loan debt relief options available to you. Read More

Get Control of your Student Loans

Our free student loan counseling session will give you the tools necessary to have a comprehensive understanding of the student loan debt relief options available to you. Read More

"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of debt with the help of Debt Reduction Services. " Read More Success Stories

"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of debt with the help of Debt Reduction Services. " Read More Success Stories

Get a FREE Debt Counseling Session

There is ZERO cost or obligation to you, and NO negative effect on your credit score.

  • Get a FREE credit & debt assessment.
  • Discover your debt relief options.
  • Reduce interest rates and stop late & over-limit fees.
  • Learn about debt consolidation options without a loan.
Debt Reduction Services BBB Business Review

We’re a nonprofit debt relief company.

We can help you end the stress of debt and escape the debt cycle for good.

Why Choose Debt Reduction Services?


If you owe $20,000, you could pay...

Your Creditors

$60,000

$60,000

Over 30 years w/ Penalty fees & high interest

OR

you could pay

Debt Reduction Services

$23,000

$23,000

Over 5 years on manageable terms


 

Debt Reduction Services is a nonprofit debt consolidation and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients.

 

Reviews and Success Stories




Debt Reduction Services Can Help You...

  • Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees
  • Consolidate credit bills into one easy monthly payment
  • Pay off your debt faster
  • Lower your interest rates regardless of credit score
  • Stop collection calls
  • Build a realistic budget and financial plan you can follow

6 Steps to Finding Credit Card Relief

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  In desperate need of relief from your overwhelming credit card debt? Truth is you’re not alone. In fact, 48% of adults who have a credit card carry a balance. As of December 2018, the total amount of revolving credit card debt owed by cardholders in the United States is than $420 billion. How […]

Starting Fresh After Spring Break

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Two magical words. Spring. Break. It’s the one holy grail week in the entire academic year where you can literally get away from your problems, and as far away as you want! It’s something you had impatiently waited for– the perfect time to escape finals stress and the depressing, endless winter blues. When it finally […]

5 Ways to Improve Your Financial Future in the New Year

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Seize the New Year to Create a Better Financial Future If at some point in this last 12 months you found yourself feeling stuck, then you are likely yearning for progress in the new year. You’ve put your hope out into the universe that things will be different, but now is truly the time to […]

*Note: we do not lend money.