Get a Free Credit Counseling Session

Take the first step and get control over your debt.


Take Control of Your Debt

  • Consolidate your debt into one monthly payment
  • Reduce your monthly payments up to 50%
  • Reduce interest rates up to 75%

Learn more about Debt Consolidation


Reduce Monthly Payments by up to 50%

  • Pay Your Debt Off Sooner
  • Stop Late and Over Limit Fees
  • Reduce Interest Rates

Learn more about Credit Counseling


"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of
debt with the help of Debt Reduction Services. " Read More Success Stories

Reduce Your Debt

Debt Relief That Works!

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees

Step 1 of 5


Since 1996 Debt Reduction Services has been helping people regain control of their finances.  Our mission is to help each individual we counsel make strides towards financial independence and freedom from debt.

Why Choose Debt Reduction Services?

If you owe $20,000, you could pay...

Your Creditors



Over 30 years w/ Penalty fees & high interest


you could pay

Debt Reduction Services



Over 5 years on manageable terms

Debt Reduction Services is a non profit debt management and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients.

Debt Reduction Services Can Help You...

  • Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees
  • Consolidate credit bills into one easy monthly payment
  • Pay off your debt faster
  • Lower your interest rates regardless of credit score
  • Stop collection calls
  • Build a realistic budget and financial plan you can follow

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Free-to-play games dominate the app marketplace. The top 10 games in the ‘free’ section of Google Play store all have in-app purchase available. Many of these games state that purchases are optional and a way to keep up with your friends or get ahead faster than if you were to continue to play without paying. The further you typically get into a game the more difficult the challenge becomes, in … Read More

Hosting Thanksgiving on a Budget


Hosting Thanksgiving While on a Budget! You just received some wonderful news! It’s your turn to host Thanksgiving dinner and show of your tasty cooking that your family is sure to love. It’ll take some hard work but you can pull it off! There’s just one issue, your finances are a bit off and you’d really like to avoid spending too much. Here are a few ideas to help you … Read More

Holiday Spending Tips – 2015


There’s a good chance that you’ve started looking at the calendar a little differently lately and maybe you’re feeling a sense of urgency as far as getting prepared for the holiday’s. Maybe it’s your turn to host the holiday gathering this year? Perhaps you have travel plans that you still need to finalize. It could be sinking in that you haven’t started planning your gift buying yet? The point is … Read More