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Take the first step and get control over your debt.


Take Control of Your Debt

Turn to a Trusted, Confidential, Non-Profit Advisor

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Is Credit Counseling Right For You?

Call us for a Free and Confidential Credit Counseling session
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"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of
debt with the help of Debt Reduction Services. " Read More Success Stories

Reduce Your Debt

Debt Relief That Works!

  • Get a free financial assessment
  • Learn about your options
  • Find a plan that fits your budget
  • Reduce interest rates and stop late & over limit fees

Step 1 of 5


Since 1996 Debt Reduction Services has been helping people regain control of their finances.  Our mission is to help each individual we counsel make strides towards financial independence and freedom from debt.

Why Choose Debt Reduction Services?

If you owe $20,000, you could pay...

Your Creditors



Over 30 years w/ Penalty fees & high interest


you could pay

Debt Reduction Services



Over 5 years on manageable terms

Debt Reduction Services is a non profit “full service” debt management and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients.

Debt Reduction Services Can Help You...

  • Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees
  • Consolidate credit bills into one easy monthly payment
  • Pay off your debt faster
  • Lower your interest rates regardless of credit score
  • Stop collection calls
  • Build a realistic budget and financial plan you can follow

The Latest News

What the Supreme Court Same-Sex Marriage Ruling Means Financially for Couples


Today’s landmark Supreme Court ruling extends same-sex marriage to couples nationwide. As a longtime supporter of the LGBT community we celebrate the ruling that provides equality and fair treatment to millions of Americans. CNN Money has an informative article that can be found by clicking here: Same-Sex Marriage & Finances that explains how the Supreme Court decision will help benefit couples going forward. Access to Health Benefits Income Tax … Read More

Today’s Money – How Long Will it Last?


I just completed a major move this weekend. We added a thousand square feet of house and almost 2 acres of land to take care of. After getting all of our stuff moved over it really hit me that I need to invest in items that I haven’t needed to own before such as a chainsaw, rototiller and various pruning products for outside of the house maintenance. After taking inventory … Read More

May is Military Appreciation Month – Free Debt Management for all Active Duty


Reminder May is Military Appreciation Month! In 1999 Congress designated the month of May as the National Military Appreciation Month as a gesture of providing a period of time to reflect on US Military achievements and educate new generations of the history behind our nations armed forces. At Debt Reduction Services Inc., we are grateful for the continued efforts of our servicemembers and offer our Debt Management Program services at no … Read More