If you recognize yourself in any of the following statements, the chances are pretty good that you are (or have been) counted among the financially undead:
You get excited for payday.
You can’t guess within $1,000 how much non-mortgage debt you have (car, credit card, store card, etc.)
You use a student loan to pay credit card debt, go on a road trip, or buy a vehicle.
You use a home equity line of credit to pay credit card debt, go on vacation, buy gifts, or purchase a ski boat.
You don’t think about how much your vacation will cost until you’re actually ON vacation.