A Message From the CEO...

This past year of difficult economic times has impacted everyone in some way or another; some have lost jobs, others have been forced to take pay cuts, and we've seen a dramatic rise in credit card interest charges and fees as well. Our focus at Debt Reduction Services has and always will be educating people on how to improve their financial lives so they can have a better overall quality of life.

Our comprehensive instructional classes and community outreach programs teach people everything from how to balance a checkbook, to advanced budgeting of income and expenses. Our philosophy is that through education, people will prosper both financially and personally

One tool we offer to help clients is our Debt Management Plan for those who are behind with credit card payments and other unsecured debt. Our DMP features our "accelerated repayment plan" which allows your debt to be paid off at a maximum of 60 months, and often at reduced rates of interest, with no late or over limit fees

All in all, I'm proud to say that Debt Reduction Services offers our clients and the general public, comprehensive educational programs along with a debt management program for those qualified, that are second to none.

Sincerely,

Joseph Cestaro

CEO - Debt Reduction Services Inc.