Debt Reduction Services (DRS) provides no-cost education to our communities, clients and guests in order to assist individuals in becoming free of debt, living debt-free, and planning for a financially stable secure, and debt free future.

DRS provides this education to individuals and groups in a variety of settings to achieve goals of debt management, debt elimination and credit card help, including in-person credit counseling sessions, in-office group seminars, community-based outreach seminars within private and public organizations, companies, and programs, as well as in community schools and through email and the Internet.

The DRS Education Program aims to develop life-long proficiency in four core financial skill sets in debt and money management:

   Personal and Household Budgeting
   Debt Elimination Strategies
   Developing Effective Spending Habits
   Using Credit Wisely

Subjects and content of all DRS educational presentations, seminars, workshops and materials focus on one or more of these four debt and money management skill sets.