Protecting Your Identity
“If it sounds too good to be true, it probably is.”
If more consumers made this their mantra when faced with financial decisions, there would be very few successful scams and rip-offs in this world. Unfortunately, that is not the case. Thanks to the Internet and quick and easy banking options, fraud and scams have been increasing exponentially around the globe in recent years. Continue reading “Protecting Your Identity” »
Seven Ways to Make Debt Consolidation Work
Making Debt Consolidation Work
Debt Consolidation can be a great way to dig yourself out of debt. Following the following tips can make your experience a bit easier and more rewarding.
The most important thing to keep in mind is that Debt Consolidation isn’t an overnight fix and will take time and patience to make it successful.
Hence the number one tip about how to make Debt Consolidation work:
1. Remain patient. For many of us wanting to repay our debt there is no quick or easy way to do it. The act of debt consolidation can be tedious and time consuming. Just remember to keep your efforts and your spirits up because at the end of it all your goal is to be as debt free as possible. The reward is well worth the wait. Continue reading “Seven Ways to Make Debt Consolidation Work” »
Financial Resource of the Week – Cool Energy Savings Tips by PG&E
Cool Energy Savings Tips by PG&E
Are you used to high energy bills in the Winter? Want some low to no cost relief? This week we’ve chosen the PG&E as the Free Financial Resource of the Week.
Try following some of these tips to help reduce your energy costs. Continue reading “Financial Resource of the Week – Cool Energy Savings Tips by PG&E” »
Entitlement Spending
Picture this: You’ve had a lousy day at work. You’re exhausted. You’ve worked your tail off for your boss, and he/she can hardly remember your name let alone express appreciation for all your hard work.
Now, let’s assume that it’s also payday. Here come the temptation. Do you go out after work and spend money you don’t have in order to blow off some steam or do you find another avenue for relieving your frustration. Continue reading “Entitlement Spending” »
Saving or Deferred Spending?
Having read “How to Create Barriers to Your Savings” by PT Money today on WiseBread, I was reminded of wish that in my college days, I had, first of all, thought of savings as savings and not as “deferred spending,” and second, that I had protected my savings from myself. I raided it pretty regularly every 3 to 4 months. Continue reading “Saving or Deferred Spending?” »
Financial Resource of the Week – www.SmartAboutMoney.org
Smart About Money provides helpful tips and online resources to those needing guidance and advice regarding personal finances.
The site provides information regarding topics such as Major Life Events, Health and Family, Starting Off Right, Major Purchases, Crisis and Emergencies along with a multitude of other resources. Continue reading “Financial Resource of the Week – www.SmartAboutMoney.org” »
Saving Money – Tips to Help You Get Ahead
Saving money can be tough. For most people it takes hard work, dedication and follow through. I’ve compiled a handful of tips I feel can help you get ahead and start saving.
Everyone wants your money…okay, perhaps not everyone, but lets face it, businesses want your money. There are specialists out there that thrive on figuring out how to get you to part with your hard earned dollars regardless if you need what they are selling or not. Continue reading “Saving Money – Tips to Help You Get Ahead” »
Back to School Shopping Tips
Back to school shopping can be quite expensive if you go unprepared.
I’ve compiled a list of things you can do to get the most out of your shopping experience and take advantage of the many back to school sale offers.