Financial Resource of the Week – Oprah’s Debt Diet
Oprah’s Debt Diet website provides a wealth of useful information and tools for individuals to identify potential personal financial issues and learn how to avoid and overcome them.
Financial guru’s such as Jean Chatzky, Glinda Bridgforth and David Bach provide their plan to help you gain financial independence.
Continue reading “Financial Resource of the Week – Oprah’s Debt Diet” »
Saving Money – Tips to Help You Get Ahead
Saving money can be tough. For most people it takes hard work, dedication and follow through. I’ve compiled a handful of tips I feel can help you get ahead and start saving.
Everyone wants your money…okay, perhaps not everyone, but lets face it, businesses want your money. There are specialists out there that thrive on figuring out how to get you to part with your hard earned dollars regardless if you need what they are selling or not. Continue reading “Saving Money – Tips to Help You Get Ahead” »
Back to School Shopping Tips
Back to school shopping can be quite expensive if you go unprepared.
I’ve compiled a list of things you can do to get the most out of your shopping experience and take advantage of the many back to school sale offers.
Financial Resource of the Week – USDA SNAP-Ed
Meal planning, grocery shopping and budgeting tips are provided in abundance on the USDA (United States Department of Agriculture) website. Most documents are .pdf files that can be downloaded and printed and are made available for self use or for use in the classroom. Continue reading “Financial Resource of the Week – USDA SNAP-Ed” »
Financial Resource of the Week – www.MyMoney.gov
Financial Resource of the Week
Go check out www.MyMoney.gov, the United States government’s website that’s mission is to teach all Americans the basics of financial education. This site collects information from 20 Federal agencies and Bureaus designed to inform and educate. Continue reading “Financial Resource of the Week – www.MyMoney.gov” »
Credit Card Debt and Your Financial Future
2010 is nearly half over and already this year we’ve seen many changes to the credit card industry. The biggest change came with the largest sweeping reform of the industry via the Credit Card Reform Act of 2010.
While the Credit Card Reform Act is designed to assist consumers from being misled on statements or inappropriately given increases to interest rates without proper notification, the Act is unable to change or help people develop better spending habits. Continue reading “Credit Card Debt and Your Financial Future” »
Payday Loan Pitfalls
Need fast cash? Can’t wait until payday?
Perhaps that should read; Need fast cash? Can’t wait until payday? Borrow money for only 500% interest. (Payday Loan Fees can run between 390 to over 780% APR depending on the lender) To put it in perspective a Credit Card issuer typically will charge between 10 to 25% APR. Continue reading “Payday Loan Pitfalls” »