Low Credit Scores Growing Among Consumers – CBS News Segment featuring Todd Christensen
I want to share the story and video that aired last week on KBOI CBS TV. Todd Christensen, Debt Reduction Services Director of Education, shared some excellent thoughts on the current decline in overall consumer credit scores.
Click to view ‘Low Credit Scores Growing’ segment
Here is the text version article which can also be found on www.KBOI2.com.
Credit Report and Your Rights
Have You Pulled Your Credit Report Lately?
Information found on credit reports and that three-digit number called a credit score havebecome such integral decision-factors in our lives. Do you feel as though you are now judged upon your credit report and credit score more than ever?
We have the opportunity—and the right—to see our credit reports and ensure that they are accurate, which is especially important before you apply for a loan. Here are some steps to taking advantage of the FACT Act to monitor your own credit: Continue reading “Credit Report and Your Rights” »
KTVQ Interview with Sharon Welborn | New Credit Card Changes
Sharon Welborn, Branch Manager of our Billings, Montana office, made the evening news last night. I’ve included the full story below as well as a link to the video broadcast. Enjoy! Continue reading “KTVQ Interview with Sharon Welborn | New Credit Card Changes” »
Gambling with Your Financial Future and Losing
Lottery and our Financial Future
We saw an interesting poll from Bankrate.com that asked how people envision themselves getting financially ahead, particularly in a difficult economy.
Not surprisingly, “Saving and Investing” was the number one answer, at 36%, followed by “Additional Education or Job Training” at 23%. Running your own business (which is actually the most common profession of millionaires in this country) was fifth at just 6%. Continue reading “Gambling with Your Financial Future and Losing” »
New Debt Consolidation Guide on Site…
I wanted to let our readers know that we have added a Debt Consolidation Guide to our website. You can view the guide online and print it off to keep.
We created the guide to help clear up some misconceptions of what Debt Consolidation is and what it isn’t. Continue reading “New Debt Consolidation Guide on Site…” »
Looking Ahead…Way Ahead
Planning Your Long-Term Financial Needs
According to results of a Charles Schwab survey, released June 4, 2009, nearly 40% of Americans are not savings for retirement and over 60% have not adjusted their retirement needs or investment strategy in the current downturn. Continue reading “Looking Ahead…Way Ahead” »
To Lease or Not to Lease…
Leasing vs. Buying. Which is better? Many think leasing is the best option when purchasing a vehicle because you can get a bigger car for a smaller monthly payment. Here is the one thing we suggest you remember about leasing a vehicle: Continue reading “To Lease or Not to Lease…” »
How to Dispute Discrepancies on Your Credit Report
The odds of there being error on your credit report are pretty good. Errors do occur frequently, but they can also be fixed. Here is the recommended way to dispute errors with the Consumer Reporting Agency. Continue reading “How to Dispute Discrepancies on Your Credit Report” »
Your Weekly Financial Review
How often are you looking at your personal finances and your budget? Each month? Every two weeks? Do you know how much money you have to spend this week? What’s in your budget for your next trip to the grocery store?
Financial stability and long-term financial success essentially require that you establish a monthly spending plan and that every week you look at it, adjust it, and ensure you’re living by it. Continue reading “Your Weekly Financial Review” »