The Truth Behind Car Title Loans
Thinking of getting a Car Title Loan? Read this!
Payday is another week away and you’re short on cash and have little to work with in savings. You see an ad mentioning how using your vehicles title will help you get the money you need to make it through to next payday. All you need is the title to your car and your signature and you will be out the door, no credit check or postdated checks required.
Sounds easy right? Continue reading “The Truth Behind Car Title Loans” »
Plastic or Cash?
With all the talk about the dangers of credit cards, it might be easy to decide to bury your Visa, MasterCard, American Express or Discover cards in your back yard and just stick with your debit card instead.
Before doing so, you should be aware that studies have indicated that regardless of whether you use a credit card or a debit card, you still spend about 12% more than you would have if you were to use cash or a check. Continue reading “Plastic or Cash?” »
Credit Card Debt and Your Financial Future
2010 is nearly half over and already this year we’ve seen many changes to the credit card industry. The biggest change came with the largest sweeping reform of the industry via the Credit Card Reform Act of 2010.
While the Credit Card Reform Act is designed to assist consumers from being misled on statements or inappropriately given increases to interest rates without proper notification, the Act is unable to change or help people develop better spending habits. Continue reading “Credit Card Debt and Your Financial Future” »