Saturday Night Live Skit – Don’t Buy Stuff You Can’t Afford

The concept seems simple and the book is free…but these two, Amy Poehler and Steve Martin, just can’t seem to figure it out. Saturday Night Live takes a humorous look any spending beyond our means.

Click the Link Below to View Video on Hulu: Continue reading “Saturday Night Live Skit – Don’t Buy Stuff You Can’t Afford” »

Debt Reduction Services in the News – KBOI CBS 2 – June 3rd, 2010

Make Sure You Get Credit, For Your Credit

I wanted to share the article and a link to the video of a news story that CBS in Boise aired yesterday featuring Debt Reduction Services Director of Education, Todd Christensen. Todd provides some little known information regarding utility services. Continue reading “Debt Reduction Services in the News – KBOI CBS 2 – June 3rd, 2010” »

Credit Card Debt and Your Financial Future

Credit Card Debt

2010 is nearly half over and already this year we’ve seen many changes to the credit card industry. The biggest change came with the largest sweeping reform of the industry via the Credit Card Reform Act of 2010.

While the Credit Card Reform Act is designed to assist consumers from being misled on statements or inappropriately given increases to interest rates without proper notification, the Act is unable to change or help people develop better spending habits. Continue reading “Credit Card Debt and Your Financial Future” »

Important Changes to Credit Cards

Think Hard before Opting Back Into Credit Card Account Offers Headed Your Way

Stack of Credit CardsAs we quickly approach the February 22, 2010 deadline for implementation of many aspects of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD), we’ve been seeing some “interesting” marketing ploys by several credit card/banking companies.

CARD makes major changes in the way credit card companies can market, extend and administer credit to new and current card holders. One CARD stipulation prohibits allowing card holders to go over their credit limit for a fee without their express permission. Continue reading “Important Changes to Credit Cards” »