New Debt Consolidation Guide on Site…
I wanted to let our readers know that we have added a Debt Consolidation Guide to our website. You can view the guide online and print it off to keep.
We created the guide to help clear up some misconceptions of what Debt Consolidation is and what it isn’t. Continue reading “New Debt Consolidation Guide on Site…” »
Debt Consolidation Services Explained
Debt Consolidation Definition
Wikepedia Definition: Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed rate or for the convenience of servicing only one loan. Continue reading “Debt Consolidation Services Explained” »
Credit Cards, Debt, Interest and Money
Here are some interesting figures I had put together a few years back. Interesting figures to say the least. I thought I would repost them.
Did you know…?
- The average APR for standard and gold credit cards is over 13% according to bankrate.com.
- The average APR for all credit card holders is nearly 17%.
- If you’re one day late on any payment to any creditor, you could be subject to a default rate as high as 29.99% on your credit card accounts. (bankrate.com) Continue reading “Credit Cards, Debt, Interest and Money” »
Debt Consolidation, Bankruptcy or Debt Settlement?
Consumer debt…how would I love to pay the off! Let me count the ways…
We live in a culture where the burden of consumer debt has not only become acceptable but even expected. Since the average household in America carries nearly $9,000 of credit card debt, a large percentage of American households are looking for the best way to pay off their debt. Here are descriptions of three, including the service that Debt Reduction Services Inc. provides (Debt Consolidation): Continue reading “Debt Consolidation, Bankruptcy or Debt Settlement?” »
Do It Yourself Bankruptcy – Some Things To Know First
Bankruptcy, although necessary for many individuals, should be utilized as a last resort once all other options have been reviewed first. One of the first things that a person can do is review their own spending patterns or habits before seeking help. If acted upon before the problem reaches the point of no return it is conceivable that there may be no need for outside intervention. Continue reading “Do It Yourself Bankruptcy – Some Things To Know First” »
Debt Consolidation – Is it the right choice for you?
Debt Consolidation plans offer credit counseling clients a different and new approach to tackle their finances. Finding out if a debt consolidation plan is right for you can take some time. Looking into the pros and cons now will help you know if entering into a debt consolidation plan is right for you. Continue reading “Debt Consolidation – Is it the right choice for you?” »
Choosing a Credit Counselor
Credit counseling companies come in all shapes and sizes. Whether you are looking at working with a local credit counseling organization or a national credit counseling organization there are some very important factors to calculate before choosing the right credit counseling option for you. Continue reading “Choosing a Credit Counselor” »