Low Credit Scores Growing Among Consumers – CBS News Segment featuring Todd Christensen
I want to share the story and video that aired last week on KBOI CBS TV. Todd Christensen, Debt Reduction Services Director of Education, shared some excellent thoughts on the current decline in overall consumer credit scores.
Click to view ‘Low Credit Scores Growing’ segment
Here is the text version article which can also be found on www.KBOI2.com.
Free Financial Forums Scheduled at Tulsa Library
Here is an announcement I wanted to share with our Tulsa clients and community members. This is a repost of an article posted by the Tulsa Business Staff highlighting the free forums available. I encourage anyone in the area in need of financial advice and knowledge to participate, especially in these trying economic times. Continue reading “Free Financial Forums Scheduled at Tulsa Library” »
Important Changes to Credit Cards
Think Hard before Opting Back Into Credit Card Account Offers Headed Your Way
As we quickly approach the February 22, 2010 deadline for implementation of many aspects of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD), we’ve been seeing some “interesting” marketing ploys by several credit card/banking companies.
CARD makes major changes in the way credit card companies can market, extend and administer credit to new and current card holders. One CARD stipulation prohibits allowing card holders to go over their credit limit for a fee without their express permission. Continue reading “Important Changes to Credit Cards” »
New Debt Consolidation Guide on Site…
I wanted to let our readers know that we have added a Debt Consolidation Guide to our website. You can view the guide online and print it off to keep.
We created the guide to help clear up some misconceptions of what Debt Consolidation is and what it isn’t. Continue reading “New Debt Consolidation Guide on Site…” »
Debt Consolidation – Is it the right choice for you?
Debt Consolidation plans offer credit counseling clients a different and new approach to tackle their finances. Finding out if a debt consolidation plan is right for you can take some time. Looking into the pros and cons now will help you know if entering into a debt consolidation plan is right for you. Continue reading “Debt Consolidation – Is it the right choice for you?” »
Creating a “Back up Budget”
With layoffs on the increase and the national job market on unsteady feet, our financial futures can sometimes seem uncertain. When employees get laid off, too often it takes a week or two to get a psychological handle on the situation, which means that, financially, it may be too late to adapt. Continue reading “Creating a “Back up Budget”” »
Debt Settlement Alternatives
When credit card debt becomes overwhelming, too many individuals trust emails and ads that claim to help out by negotiating down the total balance of money owed-also known as debt settlement. Continue reading “Debt Settlement Alternatives” »