Facing Foreclosure? Early Warning Signs

Whether you live in Seattle, San Francisco or Miami you most likely have heard of the recent skyrocket in the number of foreclosures. The statistics are jaw dropping in housing markets across the United States. Continue reading “Facing Foreclosure? Early Warning Signs” »

10 Steps to a Wise Home Buying Experience

Baseball, Mom, Apple Pie…and Home Ownership. It’s the summation of the American Dream. Buying a home is both an exciting and involved process. The more you know about buying a home, the better informed you’ll be to make the appropriate decisions. Here are ten steps to consider when you’re ready to start looking for a home.

1. Start now and Save, Save, Save! Generally, the more money you put down on the home purchase, the more likely you are to be approved for a loan and better terms. Certainly, you’ll pay less interest since your loan amount will be smaller.

2. Prior to your search for the “perfect” home, write down your needs and your wants. E.g. “Needs: 3 bedrooms, 2-car garage, etc. Wants: 2 bathroom and next to park.” Continue reading “10 Steps to a Wise Home Buying Experience” »