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	<title>Comments for Debt Reduction Services Blog</title>
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	<link>http://www.debtreductionservices.org/blog</link>
	<description>Learn to Live Debt Free! 1-877-OUT-DEBT (688-3328)</description>
	<lastBuildDate>Wed, 17 Feb 2010 11:45:23 +0000</lastBuildDate>
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		<title>Comment on Important Changes to Credit Cards by Life Insurance BC</title>
		<link>http://www.debtreductionservices.org/blog/credit-card-changes/comment-page-1/#comment-118</link>
		<dc:creator>Life Insurance BC</dc:creator>
		<pubDate>Wed, 17 Feb 2010 11:45:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=339#comment-118</guid>
		<description>Thank you for all the great posts from last year! I look forward to reading your blog, because they are always full of information that I can put to use. Thank you again, and God bless you in 2010.</description>
		<content:encoded><![CDATA[<p>Thank you for all the great posts from last year! I look forward to reading your blog, because they are always full of information that I can put to use. Thank you again, and God bless you in 2010.</p>
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		<title>Comment on Important Changes to Credit Cards by Welfred</title>
		<link>http://www.debtreductionservices.org/blog/credit-card-changes/comment-page-1/#comment-117</link>
		<dc:creator>Welfred</dc:creator>
		<pubDate>Mon, 15 Feb 2010 09:24:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=339#comment-117</guid>
		<description>Wow, this is great. thanks for this informative post. Thanks for posting this. currently, i am searching for the Best credit Cards. this very informative post. thanks once again.</description>
		<content:encoded><![CDATA[<p>Wow, this is great. thanks for this informative post. Thanks for posting this. currently, i am searching for the Best credit Cards. this very informative post. thanks once again.</p>
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		<title>Comment on Debt Consolidation Services Explained by Frank</title>
		<link>http://www.debtreductionservices.org/blog/debt-consolidation-explained/comment-page-1/#comment-111</link>
		<dc:creator>Frank</dc:creator>
		<pubDate>Tue, 09 Feb 2010 10:38:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=326#comment-111</guid>
		<description>The benefits are numerous; borrowers no longer pay exorbitant interest rates on credit card debt. They don&#039;t have to juggle multiple accounts and payments to different lenders. Creditors are satisfied and stop phoning. Debt consolidation works when the lender is a reputable, ethical debt consolidation company with the borrower&#039;s best interests in mind. The promise of a lower monthly payment and a quick fix for consumer debt is so attractive to some stressed out and overspent consumers that they fall victim to debt consolidation scam artists.</description>
		<content:encoded><![CDATA[<p>The benefits are numerous; borrowers no longer pay exorbitant interest rates on credit card debt. They don&#8217;t have to juggle multiple accounts and payments to different lenders. Creditors are satisfied and stop phoning. Debt consolidation works when the lender is a reputable, ethical debt consolidation company with the borrower&#8217;s best interests in mind. The promise of a lower monthly payment and a quick fix for consumer debt is so attractive to some stressed out and overspent consumers that they fall victim to debt consolidation scam artists.</p>
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		<title>Comment on Debt Consolidation Services Explained by Todd Christensen</title>
		<link>http://www.debtreductionservices.org/blog/debt-consolidation-explained/comment-page-1/#comment-110</link>
		<dc:creator>Todd Christensen</dc:creator>
		<pubDate>Fri, 05 Feb 2010 15:45:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=326#comment-110</guid>
		<description>Great information! It&#039;s important to understand the differences.

Another danger of actual consolidation loans is the very real temptation that a large percentage of such borrowers fall victim to. After consolidating their debts into one loan, they suddenly find that their previously maxxed out credit cards are not at $0 balance. So what do about 70% of them do? Run those credit card balances back up within a year or two to the previous levels, only now they also have the consolidated loan to deal with.

Successful consolidation MUST be accompanied by self discipline, which is usually gained through a combination of experience and education (both of which are available through most non-profit credit counseling agencies.</description>
		<content:encoded><![CDATA[<p>Great information! It&#8217;s important to understand the differences.</p>
<p>Another danger of actual consolidation loans is the very real temptation that a large percentage of such borrowers fall victim to. After consolidating their debts into one loan, they suddenly find that their previously maxxed out credit cards are not at $0 balance. So what do about 70% of them do? Run those credit card balances back up within a year or two to the previous levels, only now they also have the consolidated loan to deal with.</p>
<p>Successful consolidation MUST be accompanied by self discipline, which is usually gained through a combination of experience and education (both of which are available through most non-profit credit counseling agencies.</p>
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		<title>Comment on Debt Consolidation Services Explained by Robert Gilly</title>
		<link>http://www.debtreductionservices.org/blog/debt-consolidation-explained/comment-page-1/#comment-108</link>
		<dc:creator>Robert Gilly</dc:creator>
		<pubDate>Fri, 05 Feb 2010 07:16:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=326#comment-108</guid>
		<description>hello...Great post, I found fabulous knowledge over here. I like to read informative blog&#039;s and I found it here.</description>
		<content:encoded><![CDATA[<p>hello&#8230;Great post, I found fabulous knowledge over here. I like to read informative blog&#8217;s and I found it here.</p>
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		<title>Comment on 2009 &#8211; Debt Reduction Services Holiday Hours of Operations by Rick Munster</title>
		<link>http://www.debtreductionservices.org/blog/2009-debt-reduction-services-holiday-hours-of-operations/comment-page-1/#comment-104</link>
		<dc:creator>Rick Munster</dc:creator>
		<pubDate>Fri, 05 Feb 2010 01:44:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=235#comment-104</guid>
		<description>Thanks for posting our blog. We appreciate it!</description>
		<content:encoded><![CDATA[<p>Thanks for posting our blog. We appreciate it!</p>
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		<title>Comment on Credit Cards, Debt, Interest and Money by Rick Munster</title>
		<link>http://www.debtreductionservices.org/blog/credit-cards-debt-interest-and-money/comment-page-1/#comment-100</link>
		<dc:creator>Rick Munster</dc:creator>
		<pubDate>Mon, 01 Feb 2010 19:58:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=161#comment-100</guid>
		<description>Luc,

Thanks for commenting. 

Our organization provides Debt Consolidation without the need of a loan. We consolidate an individual&#039;s credit card debt and other unsecured loans into one monthly payment without the creation of a new loan.

Rick</description>
		<content:encoded><![CDATA[<p>Luc,</p>
<p>Thanks for commenting. </p>
<p>Our organization provides Debt Consolidation without the need of a loan. We consolidate an individual&#8217;s credit card debt and other unsecured loans into one monthly payment without the creation of a new loan.</p>
<p>Rick</p>
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		<title>Comment on Credit Cards, Debt, Interest and Money by Luc</title>
		<link>http://www.debtreductionservices.org/blog/credit-cards-debt-interest-and-money/comment-page-1/#comment-99</link>
		<dc:creator>Luc</dc:creator>
		<pubDate>Sun, 31 Jan 2010 10:47:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=161#comment-99</guid>
		<description>Luc...

Debt consolidation loans for unemployed are lent primarily against ones home...</description>
		<content:encoded><![CDATA[<p>Luc&#8230;</p>
<p>Debt consolidation loans for unemployed are lent primarily against ones home&#8230;</p>
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		<title>Comment on 2009 &#8211; Debt Reduction Services Holiday Hours of Operations by debt management consultant</title>
		<link>http://www.debtreductionservices.org/blog/2009-debt-reduction-services-holiday-hours-of-operations/comment-page-1/#comment-94</link>
		<dc:creator>debt management consultant</dc:creator>
		<pubDate>Sat, 30 Jan 2010 01:28:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=235#comment-94</guid>
		<description>Hi there
I posted your blog to my facebook group
Regards</description>
		<content:encoded><![CDATA[<p>Hi there<br />
I posted your blog to my facebook group<br />
Regards</p>
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		<title>Comment on How to Dispute Discrepancies on Your Credit Report by CL Finance</title>
		<link>http://www.debtreductionservices.org/blog/how-to-dispute-discrepancies-on-your-credit-report/comment-page-1/#comment-93</link>
		<dc:creator>CL Finance</dc:creator>
		<pubDate>Fri, 29 Jan 2010 07:04:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionservices.org/blog/?p=304#comment-93</guid>
		<description>.., i hope this could help many... this issue about how to dispute Discrepancies on Your Credit Report is an important matter in deed...</description>
		<content:encoded><![CDATA[<p>.., i hope this could help many&#8230; this issue about how to dispute Discrepancies on Your Credit Report is an important matter in deed&#8230;</p>
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