Comments for Debt Reduction Services Blog http://www.debtreductionservices.org/blog Learn to Live Debt Free! 1-877-OUT-DEBT (688-3328) Wed, 28 Dec 2011 18:47:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Free Extreme Couponing Class in Boise by Toni http://www.debtreductionservices.org/blog/free-extreme-couponing-class-boise/comment-page-1/#comment-723 Toni Wed, 28 Dec 2011 18:47:00 +0000 http://www.debtreductionservices.org/blog/?p=1241#comment-723 Awesome, we look forward to seeing you there! Thanks for doing this. I've always wanted to know how the coupon clippers are saving so much money. Awesome, we look forward to seeing you there! Thanks for doing this. I’ve always wanted to know how the coupon clippers are saving so much money.

]]> Comment on Lowering Your Home Heating Expenses by Rick Munster http://www.debtreductionservices.org/blog/lowering-home-heating-expenses/comment-page-1/#comment-659 Rick Munster Wed, 30 Nov 2011 17:34:24 +0000 http://www.debtreductionservices.org/blog/?p=1232#comment-659 Steve, Thanks for sharing your pointer on home heating and cooling efficiency. I've added a link to the Larson Fan Companies website in your post so our readers can read more on the product you've had success with. Sincerely, Rick Munster Steve,

Thanks for sharing your pointer on home heating and cooling efficiency. I’ve added a link to the Larson Fan Companies website in your post so our readers can read more on the product you’ve had success with.

Sincerely,

Rick Munster

]]> Comment on Lowering Your Home Heating Expenses by Steve http://www.debtreductionservices.org/blog/lowering-home-heating-expenses/comment-page-1/#comment-658 Steve Wed, 30 Nov 2011 02:04:41 +0000 http://www.debtreductionservices.org/blog/?p=1232#comment-658 The easiest way to make your home more energy efficient is to seal any air leaks, and one that is often overlooked is the bathroom ventilation fan and exhaust vent. The back-draft flap these units come with do a very poor job of stopping leaks. To address this issue, I use a replacement insert fan from the <a href="http://www.larsonfan.com/" rel="nofollow">Larson Fan Company</a> . Their fans has a true damper built in, that does a great job in keeping warm air in during the winter and hot, humid air out in the summer. This product has reduced my annual energy bills by over ten percent. It saves the most when air conditioning is being used. The easiest way to make your home more energy efficient is to seal any air leaks, and one that is often overlooked is the bathroom ventilation fan and exhaust vent. The back-draft flap these units come with do a very poor job of stopping leaks. To address this issue, I use a replacement insert fan from the Larson Fan Company . Their fans has a true damper built in, that does a great job in keeping warm air in during the winter and hot, humid air out in the summer. This product has reduced my annual energy bills by over ten percent. It saves the most when air conditioning is being used.

]]> Comment on Why Should I Care about My Credit? by Abby Mansing http://www.debtreductionservices.org/blog/why-should-i-care-about-my-credit/comment-page-1/#comment-656 Abby Mansing Thu, 24 Nov 2011 19:10:12 +0000 http://www.debtreductionservices.org/blog/?p=1124#comment-656 I loved the Information on this site. Really Helps save money!! I loved the Information on this site. Really Helps save money!!

]]> Comment on Holiday Spending Tips 2011 by Lauren http://www.debtreductionservices.org/blog/holiday-spending-tips-2011/comment-page-1/#comment-632 Lauren Tue, 08 Nov 2011 09:40:00 +0000 http://www.debtreductionservices.org/blog/?p=1214#comment-632 Th most important thing for many shoppers to remember is to stay within the budget spending. No point overdoing it. And to also take safety into consideration as you need to make sure your items are not fully displayed in your car where thieves could break in. Lauren Th most important thing for many shoppers to remember is to stay within the budget spending. No point overdoing it. And to also take safety into consideration as you need to make sure your items are not fully displayed in your car where thieves could break in.

Lauren

]]> Comment on Credit Counseling News: Debit Card Fees Coming Soon by Allison http://www.debtreductionservices.org/blog/credit-counseling-news-debit-card-fees-coming/comment-page-1/#comment-628 Allison Sat, 05 Nov 2011 01:11:07 +0000 http://www.debtreductionservices.org/blog/?p=1203#comment-628 The reason they are charging fees is because the government has put a ceiling on revenue that can be earned from merchants when customers make purchases with their debit cards. Bank of America has repealed this within the last week and will no longer be charging the fee. I do expect to see other fees increase in all banks since all banks are no longer going to be charging the fee because somehow or another banks will need to make up for the lost revenue. The reason they are charging fees is because the government has put a ceiling on revenue that can be earned from merchants when customers make purchases with their debit cards. Bank of America has repealed this within the last week and will no longer be charging the fee. I do expect to see other fees increase in all banks since all banks are no longer going to be charging the fee because somehow or another banks will need to make up for the lost revenue.

]]> Comment on How to Talk to Your Children About Money by UltimateSmartMoney http://www.debtreductionservices.org/blog/talking-to-your-child-about-money/comment-page-1/#comment-625 UltimateSmartMoney Sat, 29 Oct 2011 01:44:29 +0000 http://www.debtreductionservices.org/blog/?p=1210#comment-625 This is a very important topic. There are many kids who do not understand how to manage money. We, as parents, do not do a good job teaching them about money in general. This is a very important topic. There are many kids who do not understand how to manage money. We, as parents, do not do a good job teaching them about money in general.

]]> Comment on 33 Money Savings Tips by Trevor http://www.debtreductionservices.org/blog/33-money-savings-tips/comment-page-1/#comment-624 Trevor Fri, 28 Oct 2011 13:56:42 +0000 http://www.debtreductionservices.org/blog/?p=1134#comment-624 Great tip list - having a fixed amount for presents (especially when shopping with a generous partner) is a must, otherwise you end up spending loads! Great tip list – having a fixed amount for presents (especially when shopping with a generous partner) is a must, otherwise you end up spending loads!

]]> Comment on 33 Money Savings Tips by Money Saving Tips http://www.debtreductionservices.org/blog/33-money-savings-tips/comment-page-1/#comment-622 Money Saving Tips Tue, 25 Oct 2011 11:38:30 +0000 http://www.debtreductionservices.org/blog/?p=1134#comment-622 I think creating a menu list is necessary for grocery shopping. I belong to a middle class family, so this menu list is very useful for me. I think creating a menu list is necessary for grocery shopping. I belong to a middle class family, so this menu list is very useful for me.

]]> Comment on Cost of Groceries per Person per Month by Todd Christensen http://www.debtreductionservices.org/blog/cost-groceries-person-month/comment-page-1/#comment-608 Todd Christensen Tue, 18 Oct 2011 22:31:57 +0000 http://www.debtreductionservices.org/blog/?p=1047#comment-608 Mary, it's cruelly ironic that many healthy, unprocessed foods seem to be more expensive, no matter where you live, than a lot of the processed, pre-packaged, ready-to-eat fare. I'm glad to hear you're aware of and are using the new USDA Plate recommendations to have half of each meal be composed of vegetables and fruits (www.ChooseMyPlate.gov - I'm just disappointed that Dark Chocolate didn't end up with its own plate portion). Of course, depending upon where we live, we have different options as far as stores to shop at: local markets and small grocery (even if their local chains) in urban markets tend to be less affordable than the regional and national grocery and discount chain stores found in the suburbs. The farmers markets springing up around the country can also range from the very affordable to the very expensive. And as you're probably already aware, eating fruits and vegetables that are in season can have a positive impact on our monthly bill. Additionally, the age, metabolism, and general food preferences of household members can significantly impact the weekly grocery bill. Being practical and careful, it also sounds like you already avoid many of the grocery shopping No No's like shopping without a list, shopping when you're hungry or stressed, going to the grocery store without knowing what the weekly budget is, and shopping with plastic (credit or debit) rather than cash. Here are a couple of links to some blogs with extensive grocery shopping suggestions: 1. http://bit.ly/oEmJ1B - 15 Tips on GetRichSlowly 2. http://bit.ly/qFD9Y3 - 45 Ways to Save on Groceries at FiveCentNickel.com Enjoy, and good luck! Todd Mary, it’s cruelly ironic that many healthy, unprocessed foods seem to be more expensive, no matter where you live, than a lot of the processed, pre-packaged, ready-to-eat fare. I’m glad to hear you’re aware of and are using the new USDA Plate recommendations to have half of each meal be composed of vegetables and fruits (www.ChooseMyPlate.gov – I’m just disappointed that Dark Chocolate didn’t end up with its own plate portion).

Of course, depending upon where we live, we have different options as far as stores to shop at: local markets and small grocery (even if their local chains) in urban markets tend to be less affordable than the regional and national grocery and discount chain stores found in the suburbs. The farmers markets springing up around the country can also range from the very affordable to the very expensive.

And as you’re probably already aware, eating fruits and vegetables that are in season can have a positive impact on our monthly bill. Additionally, the age, metabolism, and general food preferences of household members can significantly impact the weekly grocery bill.

Being practical and careful, it also sounds like you already avoid many of the grocery shopping No No’s like shopping without a list, shopping when you’re hungry or stressed, going to the grocery store without knowing what the weekly budget is, and shopping with plastic (credit or debit) rather than cash.

Here are a couple of links to some blogs with extensive grocery shopping suggestions:

1. http://bit.ly/oEmJ1B – 15 Tips on GetRichSlowly
2. http://bit.ly/qFD9Y3 – 45 Ways to Save on Groceries at FiveCentNickel.com

Enjoy, and good luck!

Todd

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