Holiday Spending Tips 2011
It seems to me that each year Black Friday sneaks up sooner than the previous year. You would think that I’d be prepared, after all I’ve written on the subject a few times before. Looking at the calendar this morning it dawned on me, I’d better start my holiday spending plan right away.
Black Friday can present some excellent savings opportunities if you are able to save enough money to make your holiday shopping a ‘cash only’ experience. Otherwise if you rely on credit cards to make your purchases things can add up quickly and when the last purchase is made you could be facing months of payments to get caught back up. Continue reading “Holiday Spending Tips 2011” »
Easy Credit, Lasting Pain
Financial Danger Zone
Easy Credit, Lasting Pain
How Payday, Title, Pawn, and Other Expensive Loans Work
When we regularly spend more then we earn, we go deeper and deeper into debt. As consumers, we often look for “quick-fix” solutions to our debt and for ways to continue surviving from paycheck to paycheck. Often, however, what starts out as a seemingly innocent idea quickly deteriorates into severe financial problems. Following are examples of such “quick-fix” solutions: Continue reading “Easy Credit, Lasting Pain” »
Basics of the New Couponing
Couponing has been making a strong comeback recently thanks to the down economy. The promises of free items or even getting cash back with “doublers” and “catalinas” is more than just merely alluring to many. If you’re tempted to coupon more than just casually, here are some things to keep in mind: Continue reading “Basics of the New Couponing” »
Personal Debt Reduction Strategies
Dealing with Your Debt
Debt, the cursed four letter word that it is, carries a different meaning for each of us. Therefore, there are different solutions for resolving our debt based upon our needs and various financial situations.
Here are some basic strategies you can use while working on getting yourself out of debt. Continue reading “Personal Debt Reduction Strategies” »
Saving Money – Tips to Help You Get Ahead
Saving money can be tough. For most people it takes hard work, dedication and follow through. I’ve compiled a handful of tips I feel can help you get ahead and start saving.
Everyone wants your money…okay, perhaps not everyone, but lets face it, businesses want your money. There are specialists out there that thrive on figuring out how to get you to part with your hard earned dollars regardless if you need what they are selling or not. Continue reading “Saving Money – Tips to Help You Get Ahead” »
Back to School Shopping Tips
Back to school shopping can be quite expensive if you go unprepared.
I’ve compiled a list of things you can do to get the most out of your shopping experience and take advantage of the many back to school sale offers.
Saturday Night Live Skit – Don’t Buy Stuff You Can’t Afford
The concept seems simple and the book is free…but these two, Amy Poehler and Steve Martin, just can’t seem to figure it out. Saturday Night Live takes a humorous look any spending beyond our means.
Click the Link Below to View Video on Hulu: Continue reading “Saturday Night Live Skit – Don’t Buy Stuff You Can’t Afford” »
Gambling with Your Financial Future and Losing
Lottery and our Financial Future
We saw an interesting poll from Bankrate.com that asked how people envision themselves getting financially ahead, particularly in a difficult economy.
Not surprisingly, “Saving and Investing” was the number one answer, at 36%, followed by “Additional Education or Job Training” at 23%. Running your own business (which is actually the most common profession of millionaires in this country) was fifth at just 6%. Continue reading “Gambling with Your Financial Future and Losing” »