Saturday Night Live Skit – Don’t Buy Stuff You Can’t Afford
The concept seems simple and the book is free…but these two, Amy Poehler and Steve Martin, just can’t seem to figure it out. Saturday Night Live takes a humorous look any spending beyond our means.
Click the Link Below to View Video on Hulu: Continue reading “Saturday Night Live Skit – Don’t Buy Stuff You Can’t Afford” »
Bill Cosby Talks Budgeting – Cosby Show Clip
Our Director of Education, Todd Christensen, came across this clip of “The Cosby Show” which shows Dr. Huxtable discussing budgeting with his son Theo.
Click the Link Below to View on YouTube: Continue reading “Bill Cosby Talks Budgeting – Cosby Show Clip” »
Government Debt Bailout? Not so Fast!
There is no Government Debt Bailout when it comes to consumer credit card debt! There are many ads from various Debt Settlement and other companies that mention to take advantage of such debt bailout programs by calling their number.
Remember that it wasn’t too long ago that the Government released its warning about the debt settlement industry…take a look at this past blog post warning of debt settlement: Continue reading “Government Debt Bailout? Not so Fast!” »
A Leading Cause of Bankruptcy: Missing Early Warning Signs
The Association of Consumer Credit Counseling Agencies (AICCCA) released some information concerning the recent increase in non business bankruptcy filings.
The press release discusses the fact that filings have increase by more than double since 2006 to 2009 and that the numbers of consumers seeking assistance from Credit Counseling services have dropped from 20-25 percent down to only 7 to 8 percent. Continue reading “A Leading Cause of Bankruptcy: Missing Early Warning Signs” »
Low Credit Scores Growing Among Consumers – CBS News Segment featuring Todd Christensen
I want to share the story and video that aired last week on KBOI CBS TV. Todd Christensen, Debt Reduction Services Director of Education, shared some excellent thoughts on the current decline in overall consumer credit scores.
Click to view ‘Low Credit Scores Growing’ segment
Here is the text version article which can also be found on www.KBOI2.com.
Debt Reduction Services in the News – KBOI CBS 2 – June 3rd, 2010
Make Sure You Get Credit, For Your Credit
I wanted to share the article and a link to the video of a news story that CBS in Boise aired yesterday featuring Debt Reduction Services Director of Education, Todd Christensen. Todd provides some little known information regarding utility services. Continue reading “Debt Reduction Services in the News – KBOI CBS 2 – June 3rd, 2010” »
Debt Settlement Article on MSNBC Red Tape Chronicles
Good Morning,
I read this article this morning and wanted to post a link to it.
Bob Sullivan, a Consumer Rights advocate and whistle blower on scams and internet fraud has written an article on one mans experience with a debt settlement service known as Debt Settlement USA. Continue reading “Debt Settlement Article on MSNBC Red Tape Chronicles” »
Credit Card Debt and Your Financial Future
2010 is nearly half over and already this year we’ve seen many changes to the credit card industry. The biggest change came with the largest sweeping reform of the industry via the Credit Card Reform Act of 2010.
While the Credit Card Reform Act is designed to assist consumers from being misled on statements or inappropriately given increases to interest rates without proper notification, the Act is unable to change or help people develop better spending habits. Continue reading “Credit Card Debt and Your Financial Future” »
Payday Loan Pitfalls
Need fast cash? Can’t wait until payday?
Perhaps that should read; Need fast cash? Can’t wait until payday? Borrow money for only 500% interest. (Payday Loan Fees can run between 390 to over 780% APR depending on the lender) To put it in perspective a Credit Card issuer typically will charge between 10 to 25% APR. Continue reading “Payday Loan Pitfalls” »