Get Help Now!
1-877-688-3328

Trusted Non Profit

Credit Counseling Since 1996

Bankruptcy Counseling and Education

Louisiana

Already Registered?
Click here
Already Registered?
Click here

Pre-Bankruptcy Counseling Services

Before filing for bankruptcy, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires that you complete a budget briefing/credit counseling session with a nonprofit Credit Counseling agency approved* by the Executive Office of the United States Trustee. At the end of this counseling session, you will receive a Certificate of Completion that your bankruptcy attorney will need to file with your petition.

Debt Reduction Services Inc is a 501(c)3 nonprofit credit counseling agency approved* to provide your budget briefing by Internet, telephone or in person.

Pre-Bankruptcy Credit Counseling Methods

Pre-Bankruptcy Credit Counseling MethodsIndiv*Couple*

Online

To register for our online Credit Counseling Service, available 24/7, click here to register and begin your online Credit Counseling Certificate program

$25** $35**

By Telephone

Call toll-free (877) 688-3328 during our extended business hours to complete by phone

$50** $85**

In Person/Live

Call toll-free (877) 688-3328 to schedule an appointment during our extended business hours

$50** $85**

Regardless of the method you choose to receive your budget briefing, here's what you can expect:

  • You will be asked to provide information about your household income and expenses, from which we will establish a realistic budget.
  • You will be asked to provide information about your current debt.
  • You will be provided with personalized suggestions regarding your current financial situation, including your options for dealing with debt and establishing a practical budget.
  • You will be provided a Certificate of Completion for you to deliver to your legal counsel.

*Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services. Fees are subject to change without notice. Services provided without regard to client’s ability to pay.
**These figures represent the entirety of our certificate-related fees. We do not charge any additional fees for generating or delivering your certificates.

Post-Filing Debtor Education Certificates

After filing for bankruptcy, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires that you complete a personal financial management course, also called a debtor education program) with a provider approved* by the Executive Office of the United States Trustee. At the end of this course, you will receive a Certificate of Debtor Education that you must provide to your bankruptcy attorney.

Debt Reduction Services Inc is a 501(c)3 nonprofit financial education organization approved* to provide your debtor education course in person or via the Internet.

Call (877) 688-3328 to schedule our IN PERSON Debtor Education

Debtor Education CoursesIndividual*Couple*

Online

$25/Individual** (couples filing jointly must register individually) payable by debit card, cash, money order or ACH (checking account debit)

Click here to register and take our ONLINE Debtor Eductation Course.

$25** --

In Person/Live

Call Toll-free (877) 688-3328 to Schedule Appointment during our extended business hours.

$50** $85**

*Approval to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services
**These figures represent the entirety of our certificate-related fees. We do not charge any additional fees for generating or delivering your certificates.

Call Today: 1-877-688-3328

Testimonials

Thank you again for your help and your kindness. I was embarrassed to start this process but not once did I feel judged or looked down upon. Thank you!
Anacortes, WA