DRS a non profit organization
     
 
     
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Debt Reduction Services is a non profit “full service” debt management and credit counseling service organization that has helped thousands of consumers since our inception in 1996. Our “mission” at Debt Reduction Services is to significantly improve the financial well-being of our clients, and assist them in achieving a better overall quality of life through credit counseling, debt management and credit and debt education programs.

Our services include free budget and credit counseling, low cost debt management programs, and free community wide educational programs as a part of a complete and sound financial outcome for our clients.

Debt Reduction Services is committed to educating the general public, and in particular each of our clients, in order to help people learn to live a debt free life. Our intention is to offer the highest quality of instruction and credit counseling, and in those instances where applicable, couple that instruction and counseling with our debt management programs.

     
  Headquartered in Boise, Idaho, Debt Reduction Services operates 13 branch offices in 7 states. We serve clients through most of the United States. see LOCATIONS

Our mission is to promote financial responsibility in our clients and community members nationwide. We accomplish this through educational programs, counseling, and personalized services. We thus empower individuals to develop and use positive budgeting skills and effective spending behaviors, to use credit wisely, and to prevent, manage, and eliminate consumer debt.
 
     

Debt Reduction Services is certified compliant by BVQi NA,Inc. to the ISO 9001:2000 Quality Management System Standard in order to ensure the highest level of quality service to our clients. Our credit counselors are certified through The National Institute for Financial Counseling Education, an independent credentialing body recognized by the debt management industry and individual state regulators and creditors.

Debt Reduction Services is also a member of the Better Business Bureau (BBB) and the American Association of Debt Management Organizations. AADMO is the credit counseling and debt management industry’s largest trade association with nearly 150 members nationwide.

 
 
ISO BBB Accredited A.A.D.M.O. Member
 
         
  President & CEO of DRS  

Message from the President of Debt Reduction Services

Millions of people suffer under the heavy burden of debt; it's nothing to be ashamed of. Debt Reduction Services, a non profit credit counseling service, can help.

As President and CEO, I make it my responsibility to be sure our organization offers everyone the highest caliber and quality of service. Our Advisors and customer service staff are highly trained in the credit counseling industry, friendly, and ready to help you begin your journey towards enjoying the debt free life you deserve.

Debt Reduction Services has helped many people to get rid of his or her debt. We will help you too. With as little as a phone call, or a brief online "Free Online Application" form filled out, we'll get you on your way to living your life debt free as well. You'll be glad you took that first step.

Each member of our credit counseling staff takes great pride in helping folks like you to get out of debt. You have my personal assurance that at Debt Reduction Services we will do our best in every way possible to help you too.

Sincerely,
Joseph T. Cestaro
President and CEO
Debt Reduction Services