Privacy

Online Information Gathering Policy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and how your information is used in order for us to conduct our credit counseling sessions and fulfill information and question requests.

The Information We Collect

This notice applies to all information collected or submitted on the Debt Reduction Services website. On some pages you can request to receive information or submit questions. The types of personal information collected at these pages are:

• Name
• Address
• Email address
• Phone number

Within our online application, you may submit extensive personal information about yourself beyond that which is listed above and includes, but is not limited to:

• Creditors Name
• Account Balance
• Monthly Payment and Interest Rate
• Account Status

The Way We Use Information

We use the personal information you provide about yourself to conduct our credit counseling session with you. We do not share this information with outside parties.

We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

You can register your email address or postal mailing address with our website if you would like to receive additional information. Such addresses are not used for any other purpose and are not shared with outside parties.

We use non-identifying and aggregate information to better design our website, but we do not disclose anything that could be used to identify you as an individual.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above.

Our Commitment To Data Security

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

How You Can Correct Your Information

You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error.

To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

How To Contact Us

Should you have other questions or concerns about these privacy policies, please call us at 208-378-0200 or send us an email at Corp@DebtReductionServices.org

STATE DISCLOSURES

Illinois

Debt Reduction Services Inc. does not lend money.

Kansas

The Kansas Office of the State Bank Commissioner will accept questions from consumers regarding Debt Reduction Services Inc. (Registration #CSO-1012) at:

700 SW Jackson,
Suite 300
Topeka, Kansas, 66603
or by calling toll-free 1-877-387-8523

Maryland

The commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Debt Reduction Services Inc. (license 14-27) at:

500 North Calvert St
Room 402
Baltimore, MD 21202
Phone: 1-888-784-0316

Mississippi

Debt Reduction Services, Inc. is a "Licensed Debt Management Service Provider" regulated by the Department of Banking and Consumer Finance, of the State of Mississippi. License # 33/2006.

New York

If you have any inquiries about the status of Debt Reduction Services Inc., a licensed Budget Planner regulated by the New York State Banking Department, you may call the Banking Department's toll-free number, 1-877-226-5697.

This is not a customer service phone number for Debt Reduction Services Inc. To reach a customer service representative at Debt Reduction Services Inc., call toll-free 1-877-688-3328.