Education Services
Debt Reduction Services (DRS) provides no-cost education to our communities, clients and guests in order to assist individuals to live debt-free and plan for a financially stable secure, and debt free future.
DRS provides this education to individuals and groups in a variety of settings to achieve goals of debt management, debt elimination and credit card help, including in-person credit counseling sessions, in-office group seminars, community-based outreach seminars within private and public organizations, companies, and programs, as well as in community schools and through email and the Internet.
Core Money Management Skills
The DRS Education Program aims to develop life-long proficiency in four core financial skill sets in debt and money management:
- Personal and Household Spending Plans (Budgeting)
- Preventing and Eliminating Excessive Consumer Debt
- Developing Effective Spending Habits and Consumer Behaviors
- Using Credit Wisely
- Smart Saving Strategies
Subjects and content of all DRS educational presentations, seminars, workshops and materials focus on one or more of these five debt and money management skill sets.
Real Solution Seminars
Trained financial educators and certified personal finance counselors in each of our offices offer a free 60-minute workshop every week on one of the five core financial skill sets listed above. Contact your local office for days and times that these courses are offered locally.
Free Webinars
Click on a link below to access our free, pre-recorded webinars, available 24/7, on the important subjects of household budgeting, developing effective spending behaviors, preventing and eliminating excessive consumer debt, and using credit wisely. Upon completion of all four webinars, we can email you a Certificate of Achievement to recognize your efforts.
| Webinar Title | Topic | Quiz | Handouts |
|---|---|---|---|
| Roadmap to Financial Stability (click here) | Personal and Household Spending Plans (Budgeting) | Budgeting Quiz | Budgeting Handouts |
| Spending by Color (click here) |
Developing Effective Spending Behaviors | Spending Quiz | Spending Handouts |
| Credit and the Interest Insomniac (click here) | Using Credit Wisely | Credit Quiz | Credit Handouts |
| Project DEBT-o-nation (click here) |
Preventing and Eliminating Excessive Consumer Debt | Debt Quiz | Debt Handouts |
Schedule a Seminar at Your Organization
Would you like to host one of our professional and certified facilitators at your organization? We do not charge for these services, and we include reasonable travel and copies of handouts at no charge.
Click on a seminar title below to download flyer with the course description, and which you could use to host a seminar at your organization:
- Personal and Household Spending Plans (Budgeting )
- Preventing and Eliminating Excessive Consumer Debt
- Developing Effective Spending Habits and Consumer Behaviors
- Using Credit Wisely
These classes are idea for nonprofit agencies, churches, probation and parole, clubs, high school students, college students, company brown bag luncheons, community events, conferences, and more.
Call Our Education Department Today at (208) 378-0200 to discuss scheduling a class or series of classes for those in your organization.
Newsletters and eTips Archives
COMING SOON! Check back soon to find access to our archive of the quarterly Debt Gazette newsletter and our regular eTips produced by DRS. The Debt Gazette includes informative articles, tips and counsel regarding budgeting, spending habits, debt management and using credit . The eTips typically list three to five practical bulleted points that most anyone could use to improve the day to day management of their finances.
More Educational Resources from Debt Reduction Services Inc.
For free downloadable worksheets and brochures, links to valuable web sites and humorous video clips on personal finance, and other financial literacy resources, please visit the Resource Center of our educational web site at www.NationalFinancialEducationCenter.org
Check out our educational blog, Day 2 Day Money at http://day2daymoney.wordpress.com
Find us on Facebook at www.facebook.com/MoneyDay2Day
Our Educational Twitter account is http://twitter.com/MoneyDay2Day
