Debt Reduction Services is a non profit "full service" debt management and credit counseling organization that has helped thousands of
consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of
Credit Card Usage by Month
I read an interesting article on Bankrate.com this morning that had some fascinating, albeit not unexpected, credit card usage data. Essentially, our credit card usage as a country clearly delineates major consumer holidays and events, including the strong uptick in November and December for Christmas and the second largest usage growth around back-to-school time.
For Teens and Young Adults: Should I Start Building my Credit?
I saw this question from a reporter this morning and don’t want to wait until their publication comes out before I address it myself.
For teens and young adults, when should they start building their credit? What the parents are actually asking is this: should my child open a major credit ...
What is the Right Money App for You?
In preparation for reviewing and rating (essentially choosing) the best personal finance apps as part of a series of blogs, I’ve finally chosen the criteria that is most relevant to me. My ratings are not based upon any peer-reviewed analytic model but rather on a kind of the Jaws 4: The ...