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Credit Counseling Since 1996

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Debt Reduction Services is a non profit "full service" debt management and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients.

Client Center

Access your account online and track your progress as well as make personal information changes. One of the many benefits to our Accelerated Repayment Plan.

Bankruptcy Services

In some instances Bankruptcy is unavoidable and in the consumers best interest. We are proud to offer Pre and Post Bankruptcy Filing Certificates.

Credit Counseling

Contact us to receive your free, no obligation, consultation with one of our Certified Credit Counselors.

Debt Reduction Services

Debt Reduction Services is a non profit credit and debt counseling organization that has helped thousands of consumers overcome their unique financial challenges.

Credit Counseling Talk
An informative blog aimed at helping individuals live debt free!

Consumer Alert: Oklahoma Tornado Relief Scams

(DES MOINES, Iowa)  Attorney General Tom Miller reminds Iowans to be careful about those who try to take advantage of generous Iowans who plan to donate to Oklahoma tornado relief efforts. “All of us who live in Iowa face the threat of tornadoes, but few of us have faced the devastation ...

Consumer Alert: Iowans Report Health Benefits Scam

(DES MOINES, Iowa)  Attorney General Tom Miller today warned Iowans, particularly older Iowans, that criminals posing as federal employees are seeking personal information under the guise of the Affordable Care Act. Several Iowans have complained to the Consumer Protection Division that callers who claim they are issuing new government medical cards ...

Minnesota Commerce Commish Urges Public to Claim Their Unclaimed Property

Commerce Commissioner Mike Rothman urges all Minnesotans to claim their Unclaimed Property February 21, 2013 Dear Minnesota Consumer: Our State’s Unclaimed Property Program was created in 1969 to ensure that money that businesses owed to Minnesotans was held in the public interest and returned to the extent possible to Minnesota’s consumers. What are ...

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Testimonials

Thank you again for your help and your kindness. I was embarrassed to start this process but not once did I feel judged or looked down upon. Thank you!
Anacortes, WA