Trusted Non Profit

Credit Counseling Since 1996

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1-877-688-3328

Feeling Overwhelmed by Debt?

Take the first step to a debt-free life and
receive a free credit counseling session!


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End the collection calls once and for all

Debt Reduction Services is a non profit "full service" debt management and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients.

Client Center

Access your account online and track your progress as well as make personal information changes. One of the many benefits to our Accelerated Repayment Plan.

Bankruptcy Services

In some instances Bankruptcy is unavoidable and in the consumers best interest. We are proud to offer Pre and Post Bankruptcy Filing Certificates.

Credit Counseling

Contact us to receive your free, no obligation, consultation with one of our Certified Credit Counselors.

Debt Reduction Services

Debt Reduction Services is a non profit credit and debt counseling organization that has helped thousands of consumers overcome their unique financial challenges.

Credit Counseling Talk
An informative blog aimed at helping individuals live debt free!

Rebuilding Credit After Bankruptcy

Time is Your Credit's Best Friend Time is the biggest player in rebuilding your credit after filing for bankruptcy. The further in the past the bankruptcy filing is, the less damage it will cause to your credit score. To “speed up” the rebuilding process, you will need to have a plan, work ...

Free Extreme Couponing Class in Boise

Extreme Couponing The Right Way! Debt Reduction Services is excited to announce that we are partnering with Sarah Barrand, from www.AThriftyMom.com, to offer free entry to an extreme couponing class that shows you how you can save up to 90% on your grocery bill! Come learn where to find thrifty deals and ...

Lowering Your Home Heating Expenses

Reduce Your Home Heating Bill For those of us that live in cooler climates here are a few ideas that might help you save on your monthly heating bill. You can shave quite a bit off of money off of your bill by doing a few or even all of these ...

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