Debt Reduction Services is a non profit "full service" debt management and credit counseling organization that has helped thousands of
consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of
17 More Clues that You Might Be a Financial Zombie
Even after last year’s series of of zombie-based posts, I still feel like an ambulance chasing attorney in posting more financial issues based in zombie pop culture.No one likes the idea of becoming a zombie, so why do so many among us keep ourselves within the ranks of the financially undead? Our credit ...
Number of American Adults with Bankruptcy on Their Credit Report
How many of your acquaintances (family, friends, neighbors, fellow parishioners, club members, etc) have a bankruptcy filing on their credit report? One? Two? Think again!
I’ll get to the answer in a moment, but first… how I got there:
The average American knows 600 people. The US Census Bureau says that 23.3% of the ...
Credit Card Usage by Month
I read an interesting article on Bankrate.com this morning that had some fascinating, albeit not unexpected, credit card usage data. Essentially, our credit card usage as a country clearly delineates major consumer holidays and events, including the strong uptick in November and December for Christmas and the second largest usage growth around back-to-school time.